Hi Guys, I am looking at fixing my rate on 4 properties totalling 1.3 million of borrowing.

I am currently at 6.41 variable and am looking at fixing at 5.99% for 2 years.

No one has a crystal ball and I am fine going with a gut feeling. I am looking for a few different views on what will happen with interest rates taking into account that banks are making it clear that interest rate cuts are not necessarily going to past on.

What do you think will happen with rates this year and would you fix them at 5.99 now?