Does anyone have any experiance implementing a trust structure in the UK? can outline the differences as far as structuring is concerned?

Does anyone have any suggestions for research tools for the UK market, equivalent to things like CoreLogic and DSR?

Thanks for your responses guys, another question regarding trust structure and income tax

I am familiar with the tax rules regarding discretionary trusts in Oz, whereby the beneficiary is taxed at there marginal rate on income received from the trust. Therefore trustee’s should spread payments to the beneficiaries in the lowest income tax…[Read more]

also looking into mortgages, i understand that if buying an investment property to rent out you must take out a buy-to-let mortgage. i am assuming this is only true for people buying in there name, are you able to take out a standard residential loan if buying through a trust structure. as the buy-to-let mortgages have much less favourable terms

thanks richard and mike, appreciate it

Mike do you have any experiance with cashflow properties at the lower end of the market in the UK, I am following the steves methodology whereby he started investing in purely cashflow properties at the lower end of the market and then diversified his portfolio with growth properties, subdivisions etc when…[Read more]

HI richard

when you say servicing in levels differs could you elaborate?

Also what is your opinion on the 2-5 year low interest loans that revert to a higher rate after that grace period. From the perspective of beggining my portfolio, from a cashflow point of view that is appealing. However I am away that these loans tend to revert to a rate…[Read more]

On a more random note, a query about serviceability in above mentioned trust structure, is an individuals credit rating taken into account when the salary is used to service investments

thanks for that corey, yes I have got my terms confused, you are correct I was looking to use income earnt in england to service investments made in australia. Whats your thoughts on the above point raised about the trust being controlled by a trustee company that is overseas? I am a australian permenant resident but I am english if that makes any…[Read more]

Does anyone have any recommendations on a lawyer who specialises in international trust law, or someone who could be of assistance in the matter of controlling a trust from overseas?

Thanks benny, appreciate that link, I had a look through and that is a very comprehensive answer. the initial statistical research seems lengthy which I like but are they easy statistics to source yourself or can that level of research only be done using things like DSR and RP data. If so, is there a particular platform anyone recommends, as from…[Read more]

and also what is the general opinion is on using DSR data to identify potential suburbs, from what i have experimented with it so far it seems useful

Any ideas on a general tactic for highlighting positive cashflow areas. whilst I appreciate all the tips in this forum, I am looking to do the researching graft myself so I can fully commit to the investment rather then looking for a list someone else has put together. So starting from scratch with a map of QLD is there any basic tactic you guys…[Read more]

Thankyou, is there any alternative strategy/structuring that you know of that allows you to utilise the LMI exemption/FHG schemes that is more profitable then investing through a trust structure. Or regardless of the incentive/scheme/plan for transfer of ownership, in the long run investing through a trust and forgoing grants and schemes is the…[Read more]

thanks guys appreciate it, I am ideally looking to start investment portfolio’s in both England and Australia as I will be splitting my time between the two, but would like to be able to expand both at the same time. Obviously the difficulty is I can only be earning a salary in one country therefore the issue of security for loans in the country…[Read more]