Total Members: 159,196

J Moloney

  • J Moloney replied to the topic Moving existing IP into a trust – yes or no? in the forum Help Needed! 16 years, 11 months ago

    Thanks tysonboss! so basically what you're saying is having you're Investment Loan set up as interest only with a 100% offset account is the way to go? Again with the 100% offset acount do you only make the normal repayment required or do you pay more than the set repayment amount??Cheers Janie

  • J Moloney replied to the topic Moving existing IP into a trust – yes or no? in the forum Help Needed! 16 years, 11 months ago

    Hi all, Thanks for all the feedback it's much appreciated. I have lots more questions to be answered though!! Firstly what does PPOR stand for? Personal Place Of Residance?? and once you have a loan on Principle & interest can you change it to Interest only? How does an offset account work, can it be set up with any lender??I'm currently with NAB…[Read more]

  • J Moloney replied to the topic Moving existing IP into a trust – yes or no? in the forum Help Needed! 16 years, 12 months ago

    Hi I'm Janie I'm 20yo. i am really new to the property investment game. I bought my first home November last year with the aid of the first home owners grant with the intention to turn the property into a rental. My decision to by a property so early has stemmed from fear of 'missing the boat' rising interest rates etc. So i had little or no time…[Read more]

J Moloney

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