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With the structure that Terry mentioned, how would one take out a home loan for investments? under the DT to purchase units?wouldnt the Bank want some kind of security?

wow.. Thanks Terry,we hadn't thought about a setup such as you suggested, when I speak to our advisers, I will be sure to bring this up.Thanks again.

Hi Terry, I don't quite understand how that would work, would all of us be in the discretionary trust, or would we each have our own?

Well I had a good 3 hour chat with my accountant today, lots discussed and lots learned.we're leaning towards the Unit Trust structure, the accountant is going to provide a sample trust deed for us to take a look.Will check around as well, going to book in to see Gatherum-Gross & Associates as well, has anyone here personally dealt with them?

can non family members be a member of a DFT?

Thanks guys.as i mentioned, just researching at the moment, and have an appointment with my accountant this Thursday and would like to discuss what i find with him etcA couple weeks later with a solicitor.the Pty Ltd Trustee would only be 4 directors and transactions would require to be co-signed so as to be 'fair' and everyone knows its all above…[Read more]