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  • Profile photo of IP NoviceIP Novice
    Member
    @ip-novice
    Join Date: 2010
    Post Count: 3
    May 3, 2010 - 12:15 pm

    Thanks Guy's,

    You have given us alot to think about.

    It's time to go and crunch some numbers ;-)

    Profile photo of IP NoviceIP Novice
    Member
    @ip-novice
    Join Date: 2010
    Post Count: 3
    May 3, 2010 - 11:16 am

    Thanks Terry & Richard for that advice, we really appreciate it.

    Terry,

    Can you please elaborate a little more on the IO + 100% Offset account loan structure?

    If we were wishing to invest in additional IP's how would this loan structure affect us doing so in the future? i.e if we have not paid down a portion of the principal then would  we not have built up any equity to allow us to purchase additional IP's?

    Richard,

    If I were to buy my wife's share of the current PPOR, would I need to take out a seperate loan to do this and would it involve any additional costs, e.g Stamp duty on the sale?

    With the additional funds (Wife's share) what type of loan structure would you recommend we set up prior to purchasing our future PPOR?

    Thanks again to both of you for all your advice

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