I realise this a very old post, but I've received a few msgs regarding my original question in this thread and whether I had any results.

I don't login here anymore, but just to close off the matter and save those future msgs:

I never did go with them in the end. In fact, I never ended up getting into investing much at all – I had too going on elsewhere.

To be frank, I wasn't instilled with confidence after my first few meetings/discussions with them – inaccuracies/inconsistencies in their information, inexperienced staff sent to 'promote' the product at the first meet up and only after declining further meetings were the big guns brought into the picture.  Overall it felt like an empty product (ie: lots of glossy pamphlets and not lots of expertise) and I do not regret walking away/having other business to attend to.

I'll conclude by simply saying that my (and others') comments in this thread are personal opinion and must be considered as such when making your ultimate decision.