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  • Profile photo of icecricicecric
    Member
    @icecric
    Join Date: 2013
    Post Count: 9
    March 29, 2013 - 1:22 pm

    Why don't you mention interest rates % to ANZ…some examples…pick one:

    CBA/BoM are doing around 5.5% on their packages with an annual fee and $700 switching credit

    Loans.com.au is 5.24%

    UBank is 5.12%

    Also if you walk into a branch – no need to "apply" for their loans as others have rightly said that it will affect your credit file – just ask what their offer is…

    Profile photo of icecricicecric
    Member
    @icecric
    Join Date: 2013
    Post Count: 9
    March 28, 2013 - 3:10 pm

    Hi Mate,

    I would suggest walking into a bank branch and also going to a good broker to see what they both can offer. Sometimes brokers have the best deal and other times bank branches have special deals.  Some banks are also offering bonus money to cover the refinance costs, eg CBA – $700 (I got it), BoM – $1000 (friend got it). Assuming brokers can provide this too.

    Do the numbers yourself if you are confident. If broker beats the bank, then its a win win for all (bank get your loan, you get a good deal, broker gets commission) 

    Cheers

    Profile photo of icecricicecric
    Member
    @icecric
    Join Date: 2013
    Post Count: 9
    March 25, 2013 - 11:06 am

    Yes- understood. I have non-deductable PPOR debt where the "cash" will be kept…all investment related costs via IO loan…

    Profile photo of icecricicecric
    Member
    @icecric
    Join Date: 2013
    Post Count: 9
    March 19, 2013 - 3:13 am

    Anyone?

    Profile photo of icecricicecric
    Member
    @icecric
    Join Date: 2013
    Post Count: 9
    February 26, 2013 - 12:22 pm

    Thanks – have put the money in loan account less 1K to avoid loan closure.

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