Why don't you mention interest rates % to ANZ…some examples…pick one:

CBA/BoM are doing around 5.5% on their packages with an annual fee and $700 switching credit
Loans.com.au is 5.24%
UBank is 5.12%

Also if you walk into a branch – no need to "apply" for their loans as others have rightly said that it will affect your credit file – just ask…[Read more]

Hi Mate,

I would suggest walking into a bank branch and also going to a good broker to see what they both can offer. Sometimes brokers have the best deal and other times bank branches have special deals.  Some banks are also offering bonus money to cover the refinance costs, eg CBA – $700 (I got it), BoM – $1000 (friend got it). Assuming brokers…[Read more]

Yes- understood. I have non-deductable PPOR debt where the "cash" will be kept…all investment related costs via IO loan…

Anyone?

Thanks – have put the money in loan account less 1K to avoid loan closure.