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  • Profile photo of HomeLoanGuyHomeLoanGuy
    Member
    @homeloanguy
    Join Date: 2003
    Post Count: 26
    August 30, 2003 - 3:33 am

    Hi Alf,

    I think you need the input of a few experts, I’d be surprised if one person could answer all of your concerns.

    Whilst I do not comment on investment strategy or tax strategies, I feel I have some useful advice on refinance and loan structures. Feel free to contact me on [email protected] if you would like help in the finance area.

    Gary Y.

    Gary Young
    Home Loan Connexion
    Mobile 0407 64 66 32
    Fax +61 7 4636 4841

    Profile photo of HomeLoanGuyHomeLoanGuy
    Member
    @homeloanguy
    Join Date: 2003
    Post Count: 26
    August 30, 2003 - 3:14 am

    Refundable LMI….The policy is different from lender to lender as well as the Mortgage Insurer themselves (Usually GE Mortgage Insurance or PMI). As someone else has mentioned, you must request it!!, it’s never offered (to my knowledge).

    While this may seem obvious, and not always possible, I recommend to my clients to have 20% equity in their properties whenever possible. This eliminates the LMI premium from the borrowers’ point of view.

    Gary Y.

    Gary Young
    Home Loan Connexion
    Mobile 0407 64 66 32
    Fax +61 7 4636 4841

    Profile photo of HomeLoanGuyHomeLoanGuy
    Member
    @homeloanguy
    Join Date: 2003
    Post Count: 26
    August 30, 2003 - 3:08 am

    quote:

    Hi there Garry,
    I have some one that is interested in low doc loans-will pass on your details..
    enjoy the forum

    Thanks Brennon, look forward to the enquiry.

    Gary

    Gary Young
    Home Loan Connexion
    Mobile 0407 64 66 32
    Fax +61 7 4636 4841

    Profile photo of HomeLoanGuyHomeLoanGuy
    Member
    @homeloanguy
    Join Date: 2003
    Post Count: 26
    August 30, 2003 - 2:54 am

    quote:

    Welcome Gary,

    Advice and knowledge sharing is always welcome and encouraged.

    Cheers

    Stu

    Property & Finance News
    at http://www.prosolution.com.au

    Thanks for that Stu, perhaps we can learn from each other.

    Gary Y.

    Gary Young
    Home Loan Connexion
    Mobile 0407 64 66 32
    Fax +61 7 4636 4841

    Profile photo of HomeLoanGuyHomeLoanGuy
    Member
    @homeloanguy
    Join Date: 2003
    Post Count: 26
    August 30, 2003 - 2:36 am

    Hi Alex,

    Give me a call on 0407 64 66 32.

    Gary Young

    Gary Young
    Home Loan Connexion
    Mobile 0407 64 66 32
    Fax +61 7 4636 4841

    Profile photo of HomeLoanGuyHomeLoanGuy
    Member
    @homeloanguy
    Join Date: 2003
    Post Count: 26
    August 30, 2003 - 2:32 am

    quote:

    anyone know of a good broker based in the Brisbane area. I need to sort through a couple of scenarios with someone urgently, the finance clause has been extended to 5/9/03, so I need someone who feels we can get together and do some work and reach a decision before then. Obviously all information to hand when we meet. If possible greatly appreciate the help, otherwise struggle with the system as is at the moment and perhaps forego a (to me anyway) good deal.

    Alex
    contact [email protected]

    Gary Young
    Home Loan Connexion
    Mobile 0407 64 66 32
    Fax +61 7 4636 4841

Viewing 6 posts - 21 through 26 (of 26 total)
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