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Yeah it is 5.89% however if you borrow over $300,000 then they give you a 0.25% discount down to 5.64%. There is a $199 p.a. fee with very low setup an exit fees. Personally I believe that over $300,000 this makes it very competitive however over $750,000 or so you can likely get a better discount elsewhere. The main benefit is that ING has fantastic service compared to the majors.
You can use any ATM in Aus and as long as you withdraw more than $200 at a time then ING will refund the ATM fee charged by the ATM owner. Overall it is quite a good loan.
Yep I'm still here. But I may be replying to this post around five years too late! Better late than never right?
For future reference you can contact me via this link: Otto Dargan
Thanks
Otto