Thanks everyone for your response.

I now have a better understanding of loan structure and will be more careful when choosing the lender.

I am in the process of getting the loan spilt into 2, both will still be classed as investment home loans, however the $40K will now be P & I, whilst the remainder will be I only.

Thanks again.

Cheers : )

Thanks..
from reading the “More wealth from residential property” By Jan Sommers, it states that it was imperative that the loans are separate…I was getting a bit concerned!

Just curious, how would the interest charged get spilt for the tax claim?

Cheers