Ok – how about Wed 24th Sep at 6.30 at the Blackbutt Hotel???? How many can make it???? HG

Hi Jim, the guy from termimesh came out after we had the attack (gee you have to be dilligent – all it took was the 2 weeks we were away over xmas and they were in) and said there was nothing wrong with the barrier – it had performed exactly as it should have – to make them come up the outside of the house where you can see the trail and get it…[Read more]

so we seem to have a few interested – when??? and Simon has offerred his backyard kindly – do we want a byo bbq at his place or maybe drinks in Newcastle somewhere?? Its easier on a week night for us but we are happy to fit in with whatever we arrange. HG

crikey Jim, thats enough to make an investor quake in their shoes. We had termimesh installed in our house and 6 years on had termites found in the house, little buggers got in over 2 weeks at xmas and we caught them straight away – only got into one door frame but just 2 weeks was enough to give me heart failure! HG

42 old now – bought first ip at 28, currently building ip 3 now. HG

We managed to get a good deal with St George using their Portfolio Loan. We have some of the accounts p&i and some interest only – you can split into sub accounts for each property so its a breeze at tax time and we were given a professional rate as well. Also they waived all loan costs on the latest sub account and did 2 of the 4 valuations for…[Read more]

I have been thinking about doing one of these too. Anyone know if the seminar is a tax deduction if you are already a property investor?HG

gardening, looking at property (and thisforum) and I want to get into mosaics but am going to be in plaster for 6 weeks from next Wed so that will have to wait! HG

thanks for all the advice – will start to investigate setting something up. HG

Nite Sach – or should I say good morning – nice to chat to you. HG

actually a victorian but was in Toowoomba when it was still DDIAE – but house prices have gone up since I was there heaps. Used to love looking at all the victorian cottages there and almost bought one but was finally posted to Williamtown – any idea what they are doing now there? HG

born and bred in Laburnum, nr Blackburn and then a South Vermont girl until I joined the RAAF in 79 – then everywhere!! Now in NSW in the Hunter area – I used to drive from Toowoomba to Williamtown(nsw) to see my boyfriend regularly and only remembered Armidale as the place you drove through on the New Endland Hwy and had to do a dog leg turn in…[Read more]

Sach, only late last year – right after that API magazine article that I missed out on. I came up with the area on my own, knew about the uni and a few other growth factors in the area – started to do some investigating in Jun and went up in Jul – needed to be there before xmas to get the bargins. If you found a large block with a house on it to…[Read more]

Sach, looked at everything – and drooled at the superb places there – you are right the top end of town is in that vicinity, but I was looking for +ve properties and have missed the boat, plane, skateboard and pushie here. Was also looking at possability of subdividing large block but missed out on that one also, have a couple of agents looking…[Read more]

Hi Sach, and if it was a cute federation cottage make it 180,00 – was an absolute dump listed at 150,000 go in a heartbeat and it needed thousands dollars work – not just a quick touch up. Really good area and they say approx 10% growth in the past year but…… too late. HG

Hi, did a road trip to Armidale a few weeks ago for just that purpose. We seem to have missed the boat on this area – API magazine ran an article on the area when houses last year were well under 80,000 and renting for 180 – 200 pw – definately attractive. Now they are starting at 120,00 for something in very poor quality and without improvements…[Read more]

Did 20+ years with the Air Force – now i’m a Police Emergency Communications Officer – never boring at work – I despatch the cars to their work via radio and answer the Police 000 calls – everyone talks to me when they’re having a really bad day[]. But i’d prefer to be doing something in property – just love bricks and morter. Have a great day. HG

Hi Nigel and Rebecca, a fellow local here – everyone else seems to be getting together in Syd and Melb – maybe we should start something here in Newcastle. I was chatting to my financial guru today and he’s local as well – sitting on the fence waiting for the market to drop so he can pick up some bargins. He mentioned someone buying off the plan…[Read more]

Hi Showus,

head on down to your news agent and grab a copy of Australian Property Investor or log on to http://www.apimagazine.com.au and grab a subscription. Lists all kind of interesting info – reno stories and this months special is about wrap mortgages. HG

Hi Shoosie, we all appreciated your efforts to “remove” the pest from the board. Hopefully he won’t be back or if he does he will contribute something meangingful. HG