Gotta love a quite day in the office… its opening up productivity here!

Jamie, much appreciated on the loan advice, checked out your website aswell. Alot of usefull tools and information so you might get an email from me. As for the USA, thats not gonna be for a few years and until i'm stable here and alot more expereienced.

Jac, Definately agree on the targeting of a free standign house. I grew up in a small country town so cant stand apartments anyway!!! I live out in Eltham, so naturally the first looks started around that corner. Viewbank, Watsonia etc, but i'm trying to do ablot of research into suburb profiles, whats working, where things are going etc. Which is interesting reading. I work in Kew (so first house close to work is out of the question haha given the growth here) and as for the mansion in Toorak… I personally think there are better lifestyle options but there is a goal in mind, down the track secure an amazing property which I love to live it up in… isn't that the point of investing… to realise dreams!

I guess first instincts are to look eastern suburbs, work is that side, mates and family are that area, there are pros and cons but I feel themost important thign for me is to take in alot of information, sift through what is useful and be able to confidently make a sound decision… Hence the post here.