As far as I know, DSR and LVR are both taken into consideration when lenders assess the application. Even with company structure, they will look into financials of the company eg Profit/Loss statements. The company director (ie yourself) will need to guarantee the loan and most likely the lender will need your financials as well. Low Doc loan is an alternative but the max for LVR is much lower, best is 76% from what I know. The other important point is if applying in company name, lenders prefer those that have been opertaing for 2 or more years as they have financials to work on and is viewed as ‘less risky’.