Apollonia, I admire you for going into medicine for the right reasons.

Personally, I want to work ethically and morally in my profession but the greatest thing stopping me as a graduate is the NEED for cash to live. That may force me to do a job I don’t want to.

Luckily, because of my financial literacy, I’m able to pursue jobs which are…[Read more]

I knew you would pick me up on the warrants, Crashy

I’m no expert but…I’m not really concerned with the interest which is deductable (bonus)… and of course if you dispose of the warrant its capital gain assessible.

More to my point is what happens when you renew the loan on a warrant whose derivative share has increased. Capital gain kind of…[Read more]

To start, just start of small but don’t buy a unit. My only advice

An instalment warrant is a share product which is constitued by instalment of capital(cash) and a portion of loan.

The product is traded like a share on its own market.

Interesting things happen to instalment warrants when the share goes up and down. If the share goes down then the capital dissipates (loss) but if the share goes up a capital…[Read more]

Instalment warrants. Because they are so complicated, the government can’t understand how to tax them, so they just don’t

By the place and offer the neighbours a vendor finance. They seem to have taken an interest in the property, I know Steve could find a win/win outcome!!

What are you talking about, xyzzy12

‘Don’t chizel people’?

What is going on here? Who’s getting ripped off. My vendor finance idea was a joke but I don’t think that’s what you are talking about.

Sach is just attempting to obtain some accessible literiture for some students. What is wrong with that?

Steve would be the first to want his book as…[Read more]

Sach, I simpothise with you, I happen to own a copy and can vendor finance it to you.

It cost me 30. Subtracting depreciation but adding my margin, you can buy it off me for 35.

You can then pay my 9% interest rate and pay this off after 30 years.

Just to get a commitment from you, I’d appreciate any type of deposit you can make. 1 or 2 dollars…[Read more]

Who is your current agent??

Anyway, go to Stathams and tell Rod that you have been referred by some investors who own over 5% of his rent roll and you want a special rate

Rod’s a good man

The unit is in a major capital city (I’m not putting anything on this site since I don’t have a contract on it)

I probably want to live in it so I would want the smallest debt possible….but I would not mind my maximum borrowability (largest loan) but I’ll sit the excess funds in redraw or offset.

Hey Junior

I’m afraid what you are looking at is the fastest growing American industry, the internet pyramid scheme. Some americans actually think that pyramid scemes in all their types are real work

Stay clear, they don’t tell you what the work is because that is the work. Telling people about money making schemes and getting them to buy that…[Read more]

The whole point of positive gearing is to STOP WORKING and earning the highest tax rate, to replace work with passive income.

If you want to keep working (enjoy working?) then perhaps other investments are more appropriate.

Personally, for high net worth individuals I would look at margin lending on shares or more effective are warrants. You…[Read more]

If you are a cashed up Sydney investor looking for capital gains. Stay away from logan and the Gold Coast, I think.

Stick to the fundamentals of capital gain, quality property in close proximity (5 ks) to the capital city.

Brisbane has some awesome suberbs with beautiful ‘Queenslander’ houses which may not be positively geared but probably will…[Read more]

I take it this is a MUD. Multi Unit development

You really need to think of how infact this thing will appreciate in capital gain.

How many units in the building? How many building of a similar kind nearby? How easy is it for future MUDS to be built in that area? How unique is the building, absolute river front??

What I’m talking about is…[Read more]

Hey Redlilia, where are you from

Regarding Ipswich, it used to be the best Positive gearing real estate around Brisbane until the housing boom has increased prices X4. The house I’m living in won’t be mine by next week, that’s a sign of the market.

Vacancy rates are incredibly low and new land estates are sold before they are subdivided and…[Read more]

Mate Calron

I just mentioned a book which mentioned the contents of a real estate institute course.

I didn’t join the Jenman fan club

Unfortunatly, even if you do have a valid legal point (you may), as Mortgage Hunter portrays, the reality for real estate agents is that acting legally is an optional extra.

The reality is that if the house is worth it, you have to make that extra offer.

All you can do now is raise hell, suggest fraudulent conduct on his/her behalf.

It’s one…[Read more]

I agree Alf regarding moving from residential to commercial.

Many of my positive geared friends are doing the same. I just don’t have enough properties in the first place to diversify.lol

If for example, the agent said that, the oral offer was accepted and the vendor “is intending to sign”, then you would have a stronger case.

There is actually a precedent on this point.