I always feel that if you have finance pre-arranged, my experience is that you can usually negotiate a beeter deal on price by not having a “subject to finance” clause in the contract. I will however always put in a subject to purchasers satisfaction of building inspection report as a condition. Vedors and agents usually don’t have an issue with this as they are happier that theere is not a finance clause in the contract.
Cheers
hamiladr