hi cata
if you look at the yen or rmb loans you can take out the loan at a very low interest rate and then drop the first 12 month into an offset account at that bank and that does get away from currency fluctuations as you are paying the loan in yen there.
there are alot of hoops that you need to jump thru but they are currenty pushing for these…[Read more]

hi wealth4life
not sure what you mean by westpoint not sure what you understand of westpoint westpoint was a mezz funder and direct investing with cash and was alot more complicated then this little structure.
as for a promoter far from it this type of structure and investing is not usually available to the normal investor and unless you know…[Read more]

hi Sanctuary
your idea is relatively good.
the best way to find out about a suburb is to talk to a real estate that you know very well and then get access to a rp data residex etc and the reverse check the growth for the last 5 years this gives a good historic growth for that street or area and that is a god bench mark.
buying a house and adding…[Read more]

hi dlpp
yes this is the first time this type of lending has been done in this format so it is a bit of ground breaker and so far so good.
with out going into the mechanics of it
it relativly a simple structure
you put a cash deposit in a lending bank here that has a lending institution in the counrty you wish to invest in and that lending…[Read more]

hi as41
sorry but part of my job is to check the detail and there is alot of money to be made in the banks detail and it can be changed but its a bit late once you have signed.
all lenders are different and you do need to read the mortage document and understand it or get some one that does.
there are lots of hooks and clauses that can cost you…[Read more]

hi ankitjain
not sure if this will help but a group called propertynet international
lankan bal ( a very switched on both real estate agent and investor)
email lankan@propertynet.net.au
do both investing in india and sri lanka and have investors from there investing here and they should be able to answer your questions
02 98965000 ph
I have no…[Read more]

hi Misty1
deposit bond for me are used when purchasing off the plan and not sure if anyone would accept at an auction
because the vendor wants a to know you can purchase at the price knocked down and be you can finalise the purchase and for me a deposit bind would not give me that security and the real estate would know that also.
bonds are…[Read more]

hi mischa
you are asking a question that does not have an answer as the return is worked out if you are holding or you are selling.
my money in against money out is alot more then 100% but thats because of the structure to construct.
If you are looking at return on a project that is a hold the it depends on the growth that you are looking at for…[Read more]

hi carlin
I don’t write books more do I run property investing seminars.
I do use a trust and company structure for each of my development sites and my investment structure is made up of multipul mini company and trust structures.
at the end of the day after you have read lots of bookds and gone to lots of seminars the best way for me is to setup…[Read more]

hi all
for me it would be relatively easy to find out who trustee was and then apply to change trustee at the end of the day until you wish to sell its not that important and should be able to be changed.usually acccountant are the nominee for a very good reason and that is if attacked you are outside the trust and so its harder to attack.
with…[Read more]

hi Property WA
its not which bank will give you the 12 mil development loan because for me they all will.
its got to do with a couple of things.
1. whats the profitability of the project at the end (min21%)
2. who’s the builder and whats his experience
3. pre sales or not
4. what the experience of the developers and have they done this size and…[Read more]

dr x
what about
$investex
hope it goes well

here to help
If you want to get involved in some of the projects I’m involved in email to ultraclean@hotmail.com

hi matthewsteger
couple of things to understand.
1. extremely high interest rates, low rental returns, and higher tax? can’t happen

why because when you get high interest rates
the rents have to increase to cover the returns and by doing that you can’t increase tax as well because people slow down working to meet the loss of wages.
the idea is…[Read more]

hi GeoffBeck
not sure if I agree as I float between both and have read the tread and I think I’m mentioned in it in some part
I think it is good to have discussion on any matter I for one must admit that I don’t come here as often and yes when I do come.

to have the format changed and having to scrol thru posts that I can’t answer is…[Read more]

hi aaronwhittaker2003
couple of things
1.not sure about the guru it as I haven’t seen one for a while, last one I saw was riding a unicorn. but will give a couple of suggestions.
first get a off set account and pay into that you can get 1 for each account the follow the advice with regard to the ppor.
second not sure why you would post on a open…[Read more]

hi mspartal
The answers so far have been right and i would also add learning the first step is the hardest for anyone to take there is always the (am I doing the right thing) but with the fiurst purchase as it is a learning curve it should be buy the cheapest thing( least loss)
I f you end up making a profit and looks to me like you will in perth…[Read more]

hi Rexilla99
With regards to these developers 25% is high but is not impossible to achieve as they would have to have a min of 20% in the deal to get lending,
it seems funny that they can give you this up front beacuse why give you 25 % when they could caveat lend at 15 % for 3 months max and thats top mezzanine finance, high risk lending so for…[Read more]

hi dazzling
new I would here from you again,
good to hear, well done and hope it goes well.
I am on target with mine,one in the bag lend going thru 80% gross realisation lend 10% rate 7 town houses looking at sand with a mariner up the rd and working on a berth.
second is in and working on getting it out of lenders mine don’t have any rubbish just…[Read more]

hi DLPP
yes reit can be a vehicle for cash flow but with the trusts currently hitting around 11 to 12 % this one would need to really push up the margins, with the student and retirees I havent seen the returns but with a 9.5% you areup there but with the westpac one you not going to get that in this market with 6 to 7%.
all trusts are different…[Read more]

hi all
couple of things tat after talking to my guys may be another reason that west pac is in volved and its only hypo so don’t read anything into it.
before I mention I would like to say that a board like this is there to inform and dohicky there may be lot (“what a bunch of misinformed people there are on this forum”). people that need to learn…[Read more]