ok, seeing as though i have had such an overwhelming response to this thread and such a warm and fuzzy welcome to my first post on PropertyInvesting Forum, I will simply summarize the above in the form of a simple question –

NEGATIVE GEARING (EQUITY GROWTH)    VS    POSITIVE GEARING (CASHFLOW) …..quantitatively, which will yield the greater result over say a 20 year period, (all else being equal)?

looking forward to some robust answers if anywhere would care to provide some analysis, or merely some thoughts.

ST