Forum Replies Created

Viewing 20 posts - 161 through 180 (of 949 total)
1 … 5 6 7 8 9 10 11 12 13 … 48
  • Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 11, 2010 - 10:20 am

    and their cheapest variable rate is 6.63%.. which you can bet it easily with
    Bank lenders…

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 11, 2010 - 7:45 am

    Hi Terry
    The IR of LOC with myrate is 7.1% which is not competitive.
    Would be better to refinance it into BANK LENDER to get an attractive term

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 7, 2010 - 9:05 am

    Terry… Debt recyling :)

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 6, 2010 - 6:10 am

    Another media propaganda from news.com.au. They are meant to be writing up articles (i.e. journalist).
    Sydney has 13% of growth during Oct 2009-March 2010.. and still growing despite small rise.

    4.5% IR is still CHEAP… and it will stay there for long long time… (unless you have incompetence RBA and KRUDD)
    GFC part II…. property is still a safer bet

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 4, 2010 - 11:37 am

    How about ANZ Private customer? Any experience with that?

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 4, 2010 - 11:31 am

    How r u going to raise the house?
    Is this a double brick.. or just weatherboard house?

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 4, 2010 - 10:54 am

    Richard, Thanks for the explanation.
    But why brokers still refer the clients to Wealth Package (CBA) despite it is NOT a fully offset?

    Terry, does the branch staff get commision from establishing the loan? I have a friend who is a customer of ANZ PRIVATE BANK. Can they get a better homeloan rate than through the normal broker channel?

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 4, 2010 - 10:44 am

    It must be garage that converted into rooms?
    Council approved for the renovation?

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 3, 2010 - 12:22 pm

    Can someone explain why CBA Offset account is different to ANZ ONE Offset account?
    Wealth package vs. Breakfree package??

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 3, 2010 - 12:16 pm

    jacqui… ANZ probably :)

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 2, 2010 - 9:49 am

    Gary78

    I m not sure whether State custodians is another mortgage manager

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 2, 2010 - 9:48 am

    Banker… I think more than 1000s
    probably 10k plus

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 1, 2010 - 12:04 pm

    Life is not that simple, wobbly…
    ASK GE Money/Aussie/Wizard customers…

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    June 1, 2010 - 9:04 am

    Yes.. my DFT includes virtually everyone!!!!

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    May 30, 2010 - 1:54 pm

    I would prefer Offset as well
    LOC has a higher interest rates by 0.2%

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    May 30, 2010 - 1:11 pm

    FWord… you have answered it…
    That is the reason why China investors are here to buy the 'blue chip' properties in Syd/Melb/Bris
    Who cares about the sunset clause as D said…They have CASH and will be buying it with CASH.

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    May 30, 2010 - 11:11 am

    NRMA seems quite competitive… I hate AAMI (too expensive)

    I heard from forumites Allianz and GIO are OK

    Why do u want to opt out from Terri Scheer? 

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    May 30, 2010 - 10:01 am

    It is difficult to compare b/w non-bank vs. bank lender by looking at the IR only.
    I am still be able to get 6.56% with ANZ+Offset

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    May 30, 2010 - 9:42 am

    fWord… I think we are comparing to two different group of population.
    1+Billion population in China … Majority of them has similar situation like you and me surviving through the daily life.

    However 1% of population China is very rich and they can afford doing it.
    Imagine we have 1000 of Frank Lowy!!!

    D.. though Nikkei will never reach 20000 again.. what happen to NASDAQ 5500 (will we ever see this again)..
    so what happen to all the resouces boom in Aussie ( will it last forever)… it is more scary looking at ourselves rather than China.
    When the dust settled, I can assure you that the property in Syd/Melb/Bris will stand strong… the mining cities will become ghost town.

    If I have millions of dollars… I will of course buy the properties in Syd/Melb/Bris (as they will never go to ZERO value)

    Profile photo of god_of_moneygod_of_money
    Participant
    @god_of_money
    Join Date: 2008
    Post Count: 970
    May 30, 2010 - 3:30 am

    Richard

    ING has a new 30-year I/O home loan 

Viewing 20 posts - 161 through 180 (of 949 total)
1 … 5 6 7 8 9 10 11 12 13 … 48