Have u try large accounting firm? I think they are cheaper than C&N!! C&N charges up to A$1000 just for financial health check If you want to pay top amount of money, might as well seek the top accounting firm. I m sure that KPMG, PCW, Prosperity, E&Y etc will charge lower fee. No harm to give them a call
I don't believe that ANYONE could decrease the loan repayment by monitoring?? what kind of crapt? What kind of monitoring is that? Could you elaborate more about it?
I thought that the quickest ways to pay off the loan are increase your payment or decrease the interest rate. I don't believe on 'fancy' software. I would rather inject my A$5000 into my loan. This is call 'saving much' and not into someone pocket. Cheers
Ask you solicitor to provide the case example. I am sure that this kind of case has been tested in the court. Is your solictor specialised in property law?
Suggestion… don't depend on 1 source. I have my own tax accountant/adviser, independant solicitor and mortgage broker. I did source my property from buyer agent but I refused to rely on one source or one package deal (no conflict on interest). It is always nice to cross check with each other to minimise of being ripped off
Thanks for your input. I m only looking for cheap simple variable as I did tell my broker. ING offers 8.78% and bank west rate tracker 8.46%. There are plenty of offset wealth package offered by the banks but I m not keen.
Just wondering what do you normally offered your client. Sorry if I m too naive.
Thanks for your comment. My main interest is obtaining loan for my IP. I did search around using various website (infochoice, ratecity etc) and there is no difference obtaining 'simple full doc' home loan directly compared to through the broker. The rate is quite competetive.
Eventhough, onedirect/myrate/quick direct etc were initially thought to be cheaper, but credit crisis has made them on par with big lender IngBank (my current lender).
I guess that why not pocket an extra A$1000+ if I m going with IngBank again
I am sure that I read something about Signature Financial Solutions a few weeks ago. This is VERY BAD if the moderator decided to DELETE the forum ?WHY???
If you want to pay A$5000, you might as well hire someone to audit from KPMG or Ernst&Young to well spend your money?
Commission of 2%. it must be a rip off. Actually they sourced the property from domain.com.au The picture(s) is exactly extracted from domain.com.au You may try to use the 'phrase' of particular property you like and search it in google AND use 'domain'
Remember… this is investment property buy with brain (with lots of x:-+% etc) instead of heart. But brick has less maintainence compared with fibro in long term
Does anyone would like to share their experience dealing with Property Secrets or similar company?? Please let us know either bad or good experience so all the forum reader will not make similar mistakes Cheers
Try peachhomeloans. They give u a nice rebate A$1000+ or matesratesmortgage which give u trailing comission rebate. They are quite competent in handling the situations