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  • Profile photo of god_of_moneygod_of_money
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    February 11, 2009 - 5:49 am

    Triumph95

    Why u r so upset about it??
    Should it be exposed to Current Affair or big publication in sydney morning herald or the Age??
    Such a ridiculous comment

    Profile photo of god_of_moneygod_of_money
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    February 8, 2009 - 7:36 am

    How about if you transfer PPOR to DFT, and then purchase another PPOR… would it exempt from capital gain for the 2nd PPOR?

    Profile photo of god_of_moneygod_of_money
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    February 8, 2009 - 1:25 am

    I would rather wait for the next 6-8 months to see the picture…. very temptating to buy…. but who knows about the future…
    rental yield in sydney is more than 6%..hardly seen postive cash flow in syd market for many yearssssss

    Profile photo of god_of_moneygod_of_money
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    February 4, 2009 - 5:01 am

    Hi Terry,

    What happen if my partner buy another PPOR whereas I have my own PPOR.. Can she exempt from capital gain (i.e. buying under her name)?

    Thanks

    Profile photo of god_of_moneygod_of_money
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    February 4, 2009 - 3:22 am

    Sorry, I m so stupid.. it mus be NSW legislation as your post…

    Thanks terry

    Profile photo of god_of_moneygod_of_money
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    February 4, 2009 - 3:21 am

    Does it apply to NSW state as well?

    Profile photo of god_of_moneygod_of_money
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    February 4, 2009 - 3:16 am

    I agree with digger…

    Capital growth can be minus or big ZERO… if you include inflation in your calculation

    I will never invest in the hotel-type of invesment…. too much risk

    Profile photo of god_of_moneygod_of_money
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    February 3, 2009 - 1:38 am

    Hi Terry,

    I thought that transferring PPOR to the spouse will still incur stamp duty???
    Correct me if I m wrong

    Profile photo of god_of_moneygod_of_money
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    January 21, 2009 - 3:48 am

    Tim,
    unfortunately, Ingdirect is not on the top list recommended by mortgage broker here :) :P

    I was able to get rebate A$1000 few years back from a mortgage broker but I doubt this will happen in today's market

    Cheers

    Profile photo of god_of_moneygod_of_money
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    January 20, 2009 - 10:38 pm

    Have no problem with them over the last 4 years
    also has feature of BPAY etc… and paying 6.19%
    pmgonline.com.au.. using the same INGBank… with interest 5.94% BUT beware of Exit fees

    Profile photo of god_of_moneygod_of_money
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    January 10, 2009 - 11:55 pm

    Hi Terryw
    Regarding your point 9. gardening/mowing (eg between tenants)

    Just wondering how about during tenancy… the maintence of the garden is still tax deductible??

    Thanks

    Profile photo of god_of_moneygod_of_money
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    December 31, 2008 - 9:05 pm

    Yes I agree with above comments.
    The current rental return in % might not reflect what happen in next 2-3 years.
    Lots of mining company are closing down……

    Beware of spruikers… selling dodgy IP

    Profile photo of god_of_moneygod_of_money
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    December 23, 2008 - 1:18 am

    Yes.. I do agree with above opinions. But.. if you search through domain.com.au, the apartment prices across the sydney still similar to the price early this year. Vendors are reluctant to offload the property and Real Estate Agents are talking up the price. I am still sitting on the side line… probably looking at next year.

    Profile photo of god_of_moneygod_of_money
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    November 9, 2008 - 5:23 am

    Thanks for info..
    Well… ING is even WORSE… only cut by 0.55%
    It is just ridiculous… claiming themselves as AA rated and one of the biggest bank in the world…

    Profile photo of god_of_moneygod_of_money
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    November 9, 2008 - 5:03 am

    I don't ParkTrent will challenge the posting here… because they themselve are too scared to get audited by ACCC or Department of fair trading…
    They use the word ' lawyer' for defamation… :)
    The most important.. what is the definition of defamation…. it will be too complicated for them… they can threatened to sue… but toothless.

    Profile photo of god_of_moneygod_of_money
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    November 7, 2008 - 2:05 pm

    and management fee…

    Profile photo of god_of_moneygod_of_money
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    November 7, 2008 - 1:59 pm

    Terry,
    Just for my curiousity.. why so many people were getting their loans from RHG?? Are they any significant benefits compared to bank lenders?
    Cheers

    Profile photo of god_of_moneygod_of_money
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    November 7, 2008 - 1:32 am

    No crystal ball to tell you… even though the smartest economist.

    It is interesting to see when inflation hits > 5% and unemployment rate hits > 5-6%… Property market depends NOT ONLY the fluctation of interest rates.. but others external factors as well.

    <edited>

    Profile photo of god_of_moneygod_of_money
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    November 7, 2008 - 1:13 am

    It is still better than NONE

    Profile photo of god_of_moneygod_of_money
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    November 4, 2008 - 10:55 am

    Well.. didn't realise that so many buyers got sucked with RAMS…they must have the biggest commision among all the lender???

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