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  • Profile photo of god_of_moneygod_of_money
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    February 15, 2010 - 8:17 am

    I have plenty of enery saving light bulbs. I got it for free during the promotion. Took 6*6 sets and will last for 5 years 

    Profile photo of god_of_moneygod_of_money
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    February 15, 2010 - 8:13 am

    of course… after you bought the property.

    I won't depend on the depreciation for the invesment purpose (i.e. cash flow positive or cash neutral).
    Remember year 1 and 2 have the highest depreciation value… but then declined…
    You want a steady CG and rental income with potential future to increase the value. The depreciation is JUST AN EXTRA BENEFIT

    Stop listening to the property spruiker or wealth creation group that just concentrate on the depreciation value

    Profile photo of god_of_moneygod_of_money
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    February 15, 2010 - 8:09 am

    SAS, but your rate is commercial rate = 8+%
    It makes the invesment become non-viable as the return for the block unit is often 7-8% plus other extra cost.

    Profile photo of god_of_moneygod_of_money
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    February 14, 2010 - 10:27 pm

    SAS,
    Did u secure it against your PPOR?

    Profile photo of god_of_moneygod_of_money
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    February 14, 2010 - 4:20 am

    " I personally never buy property without using a trust"
    Not always true though for 1st PPOR.. get freebies FHOG and stamp duty
    the 2nd property onwards… yes definitely through DFT or ??? superfund :P

    Profile photo of god_of_moneygod_of_money
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    February 14, 2010 - 1:52 am

    CBA has been ranked as the most profitable retail bank in the world
    profit up by 54%

    the top 4 Oz banks have been ranked in the top 10 world banking industry

    Profile photo of god_of_moneygod_of_money
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    February 14, 2010 - 12:15 am

    How about ANZ and NAB? NAB has been lagging behind the peers in pursuing lending growth?

    Are they more preferred than CBA/WBC?

    Profile photo of god_of_moneygod_of_money
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    February 13, 2010 - 11:36 pm

    JHK… did you apply through the broker or direct to branch?

    Richard, "Up until 4 months ago both taking on absolute rubbish ".. I thought they started to clean the lending books18 months ago when GFC hit the wall?

    Profile photo of god_of_moneygod_of_money
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    February 13, 2010 - 10:10 pm

    duncaz… you need to take into account of 3 months vancancy rent

    Profile photo of god_of_moneygod_of_money
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    February 13, 2010 - 12:15 pm

    Please let us know what happen at the end?

    Profile photo of god_of_moneygod_of_money
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    February 13, 2010 - 12:11 pm

    dunnoo
    another wealth creation website

    Profile photo of god_of_moneygod_of_money
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    February 13, 2010 - 12:07 pm

    woww… 200k/year… nice income from IP in 10 years
    brainwashed by Steve's book
    sorry..

    Profile photo of god_of_moneygod_of_money
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    February 13, 2010 - 12:04 pm

    declining more than they approved.. how do they growth the credit lending?

    Profile photo of god_of_moneygod_of_money
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    February 13, 2010 - 9:52 am

    Till I have  1/2 million in my super… otherwise stick with Industry super
    cheap management fee with reasonable return

    Profile photo of god_of_moneygod_of_money
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    February 13, 2010 - 8:22 am

    With unlimitted personal income..

    Profile photo of god_of_moneygod_of_money
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    February 13, 2010 - 8:19 am

    I would pay it but also increase the rental as well…

    Profile photo of god_of_moneygod_of_money
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    February 13, 2010 - 7:58 am

    Well… it is quite common practice among agents.
    Under offer DOES NOT MEAN anything… till you EXCHANGE the cotract then the property is yours
    Till then… it is still ON the market and other buyer can gazump you.

    I tried to do it once.. but the 'honest' agent declined it…forsake of 5k extra for the vendor (too bad)

    Have u paid the 10% deposit and get the solicitor to exchange the contract??

    Profile photo of god_of_moneygod_of_money
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    February 12, 2010 - 10:16 am

    http://www.aussielegal.com.au/forum/forum_posts~TID~3773.htm

    Geee.. this guy really does massive spamming advertisements !!!

    Profile photo of god_of_moneygod_of_money
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    February 12, 2010 - 10:06 am

    Rental Agreements DIY

    55 Pyrmont Bridge Road, Pyrmont, NSW 2009

    p: (02) 9501 0490  

    http://www.rentalagreementsdiy.com.au

    ?????????????????

    Profile photo of god_of_moneygod_of_money
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    February 12, 2010 - 10:01 am

    "New South Wales Residential Tenancy Agreement Kit. Download Now. Only $39.95 Click Here"

    That is a bit expensive!!!! SCAMMER!!!

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