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god_of_money
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May 27, 2013 - 9:20 am
This is the link to Investec Bank for purchasing property >80% LVR without LMI
http://www.investec.com.au/professional-practices/medical-and-dental/personal-banking/home-loans.html
god_of_money
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May 26, 2013 - 9:37 am
Qlds007 wrote:
Yes my sentiments exactly about Bank West.
Would normally never suggest a client refinance for refinance sake except where they are with bank West and maybe a couple of other lenders.
Why you said that? Bank West offers an attractive package with offset account…flexibility?
god_of_money
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May 26, 2013 - 9:01 am
I dont understand why you dont park all the money in your offset account from the begining
god_of_money
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May 21, 2013 - 4:38 am
ANZ is offering 4.99% fixed rates for 3 years through Breakfree package
god_of_money
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May 11, 2013 - 10:21 am
Hi Terry
are u talking about purchasing property under DFT and can be transferred to SMSF in the future without stamp duty?
Very interesting concept
god_of_money
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May 11, 2013 - 9:02 am
I am very happy with the low interest…. all my IPs are cash flow +ve
Accumulating Blue chip shares from 2009-2010, now sitting 10+% fully frank dividend and growing
So.. Nigel.. your point is ???????
god_of_money
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May 10, 2013 - 4:21 am
ANZ outdoes rivals with deeper rate cut by 0.27%
GO GO GO Breakfree package
http://www.smh.com.au/business/anz-outdoes-rivals-with-deeper-rate-cut-20130510-2jbwi.html
god_of_money
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May 7, 2013 - 7:58 am
I hope not…
people are stashing $$$$ into the term deposit and high interest savings account… Time for another cycle of investment
god_of_money
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May 7, 2013 - 7:53 am
Soros just made $$$$ by hedging against AUD yesterday
god_of_money
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May 6, 2013 - 11:00 pm
monthly… ANZ Breakfree package comes with only 1x ANZ ONE offset account
god_of_money
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May 5, 2013 - 6:06 am
CBA will come into full functional "offset" account in August..
CBA is the leading lender in Australia… not sure why so many people choose CBA?
I am with ANZ Breakfree.. and they charge me A$ 10/month for > 1 offset account
god_of_money
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May 5, 2013 - 6:02 am
Richard, do you know why DHA property is below valuation?
I thought that the location is on the prime position
god_of_money
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May 5, 2013 - 6:01 am
In NSW, you can transfer the title under marriage/spouse section from single name to both names (50/50) without incurring stamp duty;
But the purpose of the transfer is for main residence only
I am not sure about IP.. probably not
god_of_money
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May 4, 2013 - 10:36 am
Yes. need to be "exactly" the same name…Not even joint account
god_of_money
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April 28, 2013 - 5:54 am
Does anyone know how much my broker will earn if the disc rate is 1% off the breakfree package?
Interesting to know….
god_of_money
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April 27, 2013 - 10:34 am
My current LVR is 40% ( 680k loan against security value of 1750k) spread across 3 properties.
I am not sure why my mortgage broker recommended ANZ bank despite poor serviceability and
difficult in accessing the future equity
god_of_money
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April 23, 2013 - 8:40 am
or not living together before 365 days
god_of_money
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April 20, 2013 - 9:55 am
Any update about Park Trent?
Does anyone know about the outcome of court proceedings?
http://www.couriermail.com.au/realestate/office-of-fair-trading-trims-charges-against-cross-country-realty-and-its-principals-ron-cross-and-kellie-cross/story-e6frequ6-1225904845034
god_of_money
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April 17, 2013 - 10:38 am
I have spoken to their "pricing team" and being told the MAX they will give for "new customer" is 0.96% disc
They might offer 1.05-1.1% ~2-3 years ago depending on the LVR/application/amount etc
Anyone would light to shed the lights on current "best" rate for BIG4
god_of_money
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April 16, 2013 - 12:51 pm
I tried to do "price match" recently with ANZ Mortgage retention team. They are aware of bluffing tactics (ie. asking payout figure).
My current rate is 5.4 % (1% disc through breakfree package). They declined to drop it further.