No crystal balldespita Professor of Economics or 'guru' of property

Dan42…60% of the properties are owned by top 25% of income earners in Australia (forgot the source)..It does not make sense using 'generalised'single income to compare the house price.i.e. sydney house price c.f. single income (australia-wide)

RichardThanks for the updated infoLast year, investor is still able to borrow LVR 50% with major lendersPagey, Avoid AT ALL COST… see others' comment on other posts

OECD is no longer a gold standardWe are looking into the new era of world economy i.e. ASIA countriesPlease compare the house prices with ShanghaiBeijingHongkongSingaporeKuala LumpurJakartaMombayNew DelhiThese are new OECD countries in the future

That is better than ANZ – $10/month

I am tired about people taking about Bubble, Burst, Overvalue, bla bla bla for the last 7 years….!!!!!!!That is a very long prediction….still awaitng to happen…   

Elliot, We are heading towards the summer in the southern hemisphere… might be you are posting on the wrong forum???

I thought that Flexi First with Westpac doesNOT have 100% offset… only redraw.. it is a no-frills productmay be some confusion redraw vs. 100% offset

My Quest serviced apartment investment in NSW has been an absolute disaster  -> Totally Agree!!!… Stay away from serviced apartment… i.e. Quest, Unilodge etc…. unless it is 50% discount 

v8ghia, ING mortgage simplifier = 7.12% with no application fee

I won't jump in with 90% LVR… very high risk at the momentAgree with LOC's comment… cost extra 0.1-0.2%

Terryw, congrat for posting >10,000 posts

I like the flexibility with major lenders (I am with ANZ Breakfree – 6.95%).I think you could do better with NAB choice package (friend is paying 6.87%)I don't think ING is very competitive and not flexible especially with complex investment structureI would stay away from pacific mortgage, homestar etc… 

What rate are you paying at the moment?

CDC development for granny flat by NSW planning is only for zone residentialI am converting part of my house into the granny flat… pain in the arse dealing with the rules and regulation

very competitive interest 6.54% with RAMS

He must know the the event in advance…. I guess that to challenge the case through the court/solicitor will cost you a fortune.I prefer to settle out of the court if possibleBTW, how much is the rent/rental yield?

Where is Richard? He should make a comment on the downside of X-collaterising the loans

Terryw, what do you mean by legal advice?treborsuj, what rate did u end u paying?

You can get a lower interest rate if you managed to have LVR < 65%