Qlds007 wrote:
Yes my sentiments exactly about Bank West.

Would normally never suggest a client refinance for refinance sake except where they are with bank West and maybe a couple of other lenders.

Why you said that? Bank West offers an attractive package with offset account…flexibility?

I dont understand why you dont park all the money in your offset account from the begining

ANZ is offering 4.99% fixed rates for 3 years through Breakfree package

Hi Terry

are u talking about purchasing property under DFT and can be transferred to SMSF in the future without stamp duty?

Very interesting concept

I am very happy with the low interest…. all my IPs are cash flow +ve
Accumulating Blue chip shares from 2009-2010, now sitting 10+% fully frank dividend and growing

So.. Nigel.. your point is ???????

ANZ outdoes rivals with deeper rate cut by 0.27%
GO GO GO Breakfree package

http://www.smh.com.au/business/anz-outdoes-rivals-with-deeper-rate-cut-20130510-2jbwi.html

I hope not…
people are stashing $$$$ into the term deposit and high interest savings account… Time for another cycle of investment

Soros just made $$$$ by hedging against AUD yesterday

monthly… ANZ Breakfree package comes with only 1x ANZ ONE offset account

CBA will come into full functional "offset"  account in August.. 

CBA is the leading lender in Australia… not sure why so many people choose CBA?

I am with ANZ Breakfree.. and they charge me A$ 10/month for > 1 offset account

Richard, do you know why DHA property is below valuation?
I thought that the location is on the prime position

In NSW, you can transfer the title under marriage/spouse section from single name to both names (50/50) without incurring stamp duty;
But the purpose of the transfer is for main residence only

I am not sure about IP.. probably not

Yes. need to be "exactly" the same name…Not even joint account

Does anyone know how much my broker will earn if the disc rate is 1% off the breakfree package?

Interesting to know….

My current LVR is 40% ( 680k loan against security value of 1750k) spread across 3 properties.

I am not sure why my mortgage broker recommended  ANZ bank despite poor serviceability and
difficult in accessing the future equity 

or not living together before 365 days

Any update about Park Trent?
Does anyone know about the outcome of court proceedings?

http://www.couriermail.com.au/realestate/office-of-fair-trading-trims-charges-against-cross-country-realty-and-its-principals-ron-cross-and-kellie-cross/story-e6frequ6-1225904845034

I have spoken to their "pricing team" and being told the MAX they will give for "new customer" is 0.96% disc
They might offer 1.05-1.1% ~2-3 years ago depending on the LVR/application/amount etc

Anyone would light to shed the lights on current "best" rate for BIG4

I tried to do "price match" recently with ANZ Mortgage retention team. They are aware of bluffing tactics  (ie. asking payout figure).
My current rate is 5.4 % (1% disc through breakfree package). They declined to drop it further.

How much the difference in terms of valuation ? ANZ will give a free valuation…through breakfree packageGet the broker that know about how to do a deal