does victoria have a discount for first home buyers?

i think that having a job and an income from that is good, but i, personally, need something more.

At the moment i don’t have enough money for property, so i am looking a what Peter Spann advises for shares. have a look on his site or call up, he’s got some significant sales on his introductory property and shares pack and the next one.

Mine…[Read more]

aren’t you forgetting stamp duty? would be around $10000 i think?

I have two major factors with this:

The first being that if i want, i can live at home with my parents, and hence pay no rent. However, if i don’t live in the first property for 6 months, then i won’t qualify for the 12k fhog. I think i do need it…

thanks

I’m looking to save up a $15 to $20k deposit over the next 6 to 8 months… already started my savings.

I also earn about $15k a year.

I don’t know, maybe this isn’t enough for an investment?? but with the $12k fhog it should be enough for a $200000 property?

not sure…

yeah, its logical that i want to do both. But i think my problem, as with most people, is getting that first one under my belt. Once i’ve got that, i can use the equity in it to pay for the deposit on the second and keep going.

WHat do you fellows recommend for the first? should i be looking for a small 1/2 bedroom home in woop woop? or should i…[Read more]

Yeah, i get what you and steve are saying. But i honestly don’t know if i believe it is wrong??
Thats why i am interested in other peoples opinions….

any advice would be great,

thanks

thanks for the advice.

I understand what your saying, but you also suggest that there are some “easier ways” to make “more” money. Could you give me some examples? Please remember, that i am a university student and am only earning about $20k a year.

thanks,
gilad

thanks,
i understand that australia wide you can receive the first home owners grant of $7,000. I shouldn’t have a problem receiving this as i have as this will be my first property, i will live there for 6months+ and i am an australian citizen.

I was under the impression that there was another $5000 grant for first home owners? does this exist…[Read more]

thanks for the advice, but my problem is that i’m not paying HECS. this year, i’m fee-paying which is a bit more expensive. the good news is that i am studying commerce/property and construction, so i am learning useful information.

any other advice?
thanks

321.7
yeahhhh

i’m currently involved in omegatrend.
we’re undergoing some changes, and it’s looking much better with the subsidised incomes.
if you’re interested email me and i can pass on more information to anyone.

regards,
Gilad