Well said Steve.  I appreciate your integrity.

Cheers Gerry:)

Hi Swifteagle,

I always stay away from cross cross-collateralizing, even though banks try to tie you up this way.  The way that I would do it as I expand is to setup different company & trust structures to own different properties.  I also then use different banks, so that all they need you to do is offer a director's guarantee.  Using this method, you are able to expand without reaching the glass ceiling quickly with one banking institution.

Hope this helps Swifteagle.