Hi Jason

3 in a week is a bit much isn’t it?

Would you like a free home-loan checkup? Just kidding!!

I suspect now that finance for property is dropping the big banks are now starting to increase their marketing, forgetting that basic decent customer service is the best marketing tool, something the big banks have been missing for a while…[Read more]

Originally posted by brahms:

my examples have been in the 350 – 450k purchase price area – i think the pressure is definately on for higher value properties

brendon your example was probably well above this pricing bracket being 3.5k’s from city/city views etc?

brahms

Hi Brahms

Around 400k Camp Hill, very well presented property. Probably…[Read more]

Hi Brahms

Just did a deal where an NZ couple had finance approved to buy a property here in Brisbane.

Then we found out after that they had a few bad debts in NZ so I guess it’s a question of whether you would want to declare it or not.

From their point of view it was an honest mistake because the application form asks for Assets and…[Read more]

Originally posted by The Mortgage Adviser:
Geronimo, you can get 100% here. What is the big deal about 90%???

The Mortgage Adviser
robert@mortgagepackaging.com.au
Ph: 0414 347 771

Comments made are of a general nature and should not be construed as advice to any particular individual.

Yes thanks Rob. The thread is about Aus residents…[Read more]

Hi Terry

As soon as you can show 20% equity in the property, will this lender reduce the interest rate to the 80% LVR rates?

Good to see a lender over there actually going to 90% for a change though.

Brendon

Acute Mortgage Reductions
http://www.acutemr.com.au
brendon@acutemr.com.au

Hi Guys

Great to see a few Brisveganites on the forum. I don’t know of any groups besides the Somersoft group that meets once a month on the southside in Salisbury.

Besides that, we have just moved into our new premises in Park Rd Milton which is pretty central, and have a conference room in which we will shortly hold info and networking…[Read more]

And what about those little Garden Gnomes? Don’t forget them!

Brendon

Acute Mortgage Reductions
http://www.acutemr.com.au
brendon@acutemr.com.au

Originally posted by The Mortgage Adviser:
A P&I loan requires higher minimum payments than an interest only loan. This is obvious. Interest only loans mean your ‘liability’ is less each month.

The benefit of interest only is that if things go wrong, you are not stuck with the higher P&I repayments. You can pay more than the interest only so you…[Read more]

TIP

Don’t take Kids or dogs when property hunting. 4 hours of toilet-breaks and Mcdonald’s and only 2 properties seen is not a productive day!

Brendon

Acute Mortgage Reductions
http://www.acutemr.com.au
brendon@acutemr.com.au

Originally posted by The Mortgage Adviser:
There is only one answer to this question….

ME!!!

[grad][grad][grad][grad]

Not HK in disguise then are you Rob?

Brendon

Acute Mortgage Reductions
http://www.acutemr.com.au
brendon@acutemr.com.au

Originally posted by The Mortgage Adviser:
Friends of mine who use ‘3’ Mobile regret it. They get cheap calls but they always drop out. Their network is hopeless to say the least – EVEN in Sydney.

Regarding 1 Cellnet, their calls are cheap but they sell through multi-level marketing. Another Amercian internet scam if you ask me. Calls are cheap,…[Read more]

Hi SIS

Have a look at this thread on somersoft.com

http://www.somersoft.com/forums/showthread.php?t=14497

As option contracts need to be tailored to a specific deal, I reckon the best info to get is from a good solicitor who has experience with option contracts.

Then again if you don’t want to pay $300 an hour probably best to look for a book,…[Read more]

No surprise really.

Banks are in the business of making money for themselves and their shareholders(sometimes). Unfortunately they have forgotten the little people who helped them get there.

They have no reason to offer the discounted packages straight up unless asked for. Better to keep it in the vault for when the customer is thinking of…[Read more]

Thanks LifeX

Can you give an example of how much you spent on your mobile before, and what you may spend now?

Brendon

Acute Mortgage Reductions
http://www.acutemr.com.au
brendon@acutemr.com.au

Originally posted by JackFr:
Originally posted by Geronimo:
While I would agree that most property seminars are overpriced, and not value-for-money, if I had the time again I would still have gone to every one.

The reason I say this is the people I was able to meet and network with along the way. I have met some great like-minded people who have…[Read more]

While I would agree that most property seminars are overpriced, and not value-for-money, if I had the time again I would still have gone to every one.

The reason I say this is the people I was able to meet and network with along the way. I have met some great like-minded people who have become great friends and business partners.

Unfortunately…[Read more]

I agree with George

I have done this myself from the UK and it was a nightmare due to docs getting lost in the mail, time differences, useless lender etc etc.

Make it easier and less stressful for yourself and get a POA to sign the mortgage docs with your solicitor.

Sure you may get lucky and all will go smoothly, but if things go pear-shaped,…[Read more]

Originally posted by geo:
…hey, if any of u wanna listen to me give advice, I’ll be conducting seminars at the Sheraton this weekend for a once only $29,995.00. But Hurry, tickets are limited – only 10,000 seats still left…

…[biggrin][biggrin]just stirring u all….hahahaha….[biggrin][biggrin]

“If You never never ask, you’ll never…[Read more]

Originally posted by yack:
Hi

I lived at home till mid twenties, spent 2-3 yrs living in a shoe box in London with a household full of kiwis and aussies. On my return home rented for 18 months then decided I wanted my own pad.

Ah yes Yack, the good old days! I did 2 years in London in a 3 bed shoebox with 7 other Aussies and Kiwis. Now wonder…[Read more]

Originally posted by AusProp:

renting is a bargain – not many other things in life are funded by the taxman!

True John

And don’t you find it funny that you need the biggest room in the house for the home office?

Brendon

Acute Mortgage Reductions
http://www.acutemr.com.au
brendon@acutemr.com.au