Thank you for your advice Corey, Terry and Andrew.

I just spoke to our accountant and he’s advising we lend our son the deposit and try and get him the
loan that way (as you’ve all said). Plan B could be to have my name on the title with our son, so
less profit is made if it is later sold as my income is a lot less than my husband’s. If he then…[Read more]

Thank you Terry and Andrew.

As my son doesn’t have a deposit saved and has only been in his current job a few months, I was thinking
he wouldn’t qualify for a loan. I had read that lenders require proof of savings for the deposit and a certain
length of time in your current job.

However he has a good history of being steadily employed and able…[Read more]

Thanks Terry.

Yes we had thought of that, but were a bit worried that it might impede our future lending over the next couple of
years, if he takes that long to save and repay/refinance. I don’t think it would make any difference with the
capital gain and stamp duty either would it, unless we bought it totally in his name? I don’t think we can…[Read more]