Terryw wrote:
Yes, you can look at borrowing to pay interest and other investment costs on your old PPOR. This will help you, only slightly though, by freeing up cash which you otherwise would have used so that it can go to the new PPOR loan. Please seek proper advice on this as it is not easy to implement without falling foul of the ATO.

Is…[Read more]

Terryw wrote:
CGT would also be applicable if it was initially an investment property.

Thanks Terry. Would CGT be payable when we transfer from PPOR to IP as well if we sell the IP sometime down the track?

Terryw wrote:
Another option is for one spouse to borrow to buy out the other spouse. This will increase the borrowings and free up cash for the new place.

Thanks for the response. We are located in Sydney, so does that mean stamp duty will be applicable for the current PPOR. Title now is 50/50 with the wife. The current PPOR was originally my…[Read more]