Hey mate, its not an attempt to beat creditors lol. 

Does that mean that a living trust will get the property out of my name and possession, as that is the only thing I really am interested,

thanks

Thanks for the reply. I require absolute seperation, and dont mind what the costs are. What do you think could provide this?
cheers

Thanks Pagey all sorted now.

How do I close thread.

Can I just point out to everyone that I was not looking for advice, I wanted to find a template. I appreciate the advice, but I wasn’t asking for it.
thanks.

Hi Terry.

Yes I understand and appreciate your comments but what I was asking was if there was a template, or something I HAVE to do myself. keiko pointed out that it can be done with a template and this is exactly what Im looking for mate. No offence mate, and besides you always provide very very useful advice and a forum without people like you…[Read more]

thanks keiko, you understood exactly what I am asking rather than trying to convince me or not trying to do it. I have checked out the contract on reiq, looks great. The one for ACT will be similar, will pick up a kit over the next few days.

Hi Victoria,

whats the price on your guy for doing a contract for sale draw up?

Update.

Spoke to someone today who works at ACT law society, and she put me in contact with someone. It turns out they sell kits, which it basically a do it yourself arrangement.

Just thought i’d share for anyone else who may be interested.

Lol the back of an envelope.

Im really looking to see if this can be done with a template, or does it require a solicitor – no option?

Hi Nathan,

This helps more than words can explain.

And so fast, really appreciate it mate. thanks

Exactly as Michael states above.

Wow I didn’t realise that interest made such a high proportion of the initial period of the loan, outstanding.

I regret the future when i need to get a $450k loan on 7.5%, would you even be paying any principle on the first few years on a loan like that. Makes you think, its better off to save cash and buy a…[Read more]

Does anyone know if these calculation seems correct?

I know there is someone smart enough to know how to do the maths, but it just aint me.

Ill inbox you richard.

Ta

Hi Richard,

Much appreciated reply.

There is no offset account first of all, I don’t have the ability.

Apparently the interest in charged daily and added monthly, but looking at the statement it shows the interested was added as a lump sum at the end of the six month period, so it looks great my loan was going down and then all of a sudden bam…[Read more]

Sorry just another thing.

So this looks like for every $265.00 per week I pay, only $96.68 per week is literally taken off my principle amount?

Is that correct, that seems very unusual doesn’t it?

Hey tools I was actually targeting my response at Scott, but thanks.

And no Richard Taylor from Tayloredfinancialsolutions I don’t have any building experience what are you goin on about

The state of optimism clearly.

Well good to know bout the finance side of things, so thanks.

Anyone actually done owner building themselves and not ‘in the trade’ ? People I work with seem to be saving heaps so just looking to tap into that positivity.