ANZ offer 0.6% for over $250k

Yes, it is about as original as the old,

‘Genuine Buyers waiting’

Hi Nathan

I think there is way too much info on how to make money already. Yes, thats right, there is an info overload on different techniques and recommended approaches.

What there isnt much of is people who know how to balance their priorities, so that investment can be successful while still coming second to family and life in general. I…[Read more]

NQ prices might be lower, but have you checked out the capital growth in Townsville or Cairns prior to the recent boom? Pretty close to zip.

Yes, I think the term for the new direction of property growth is ‘greenchange’.

I agree, +CF is not always the way to go. However, as Steve says, ‘You will never go broke making a profit’.

+CF = small profit now
-CF = loss now for hope of big profit later

You could also try contacting (PM) westan, who is a mbr of this forum. He runs a good and well-priced service in the South Island.

… at least, that’s in the North Island.

In the South, where I originally beckon from, they are known as cribs!

g1

Hi all

Another interesting one:

bach (pronounced ‘batch’) = beach house

Summer

If you are sure that you wish to make the IP your PPOR eventually, it doesnt really make a difference which way you go, since you are not concerned with the tax deductability of the loan later on.

However, an offset a/c would give you the flexibility to change your mind later, keep the current property as an IP, redraw the cash as a…[Read more]

Robert,
I have had a look at the Derivex brochure, and it states on the second page,
“Please note: loans can only be provided for the purchase or refinance of residential property that is located within Australia or its territories.”

Hence, it looks like NZ property is out, no matter what your portfolio structure might be?

Hi Niki and welcome,

If you are going to sell, then I dont think waiting will improve your success in doing so. Interest rates can only really go one way from here (and have already begun to rise overseas).

Once you work out your plan (whatever it is), I encourage you to take the jump and put it in action. As Steve often says, ‘Take a position…[Read more]

I agree with Spanky – you had better have a team working with you if you are going to be able to maintain enough listings. Perhaps you would be better off spotting for a fee per property. That way, you can control the work required to maintain your business.

g1

That is a brilliant tool Jaffasoft. I recently purchased Buyer Beware, and now that I know what I am doing with the templates it contains, it is teriffic to be able to use your automated template instead.

Also, thanks for making it free!

I agree. Also a good way to get a tax-deductible trip to Aus! [exhappy]