@fxdaemon rates for commercial are generally more than residential.

ING have some good rates and also dont do annual reviews as per the majors and most other banks. Its a set and forget facility that you dont have to be concerned about a review until the 5 year mark. Available as interest only and P&I.

ING DIRECT

Commercial interest rates…[Read more]

@gshaheen @fxdaemon – direct comparison is not used for commercial property (primarily used in residential). I would used IRR & NPV as my primary valuation methodology and the summation method for my secondary review.

Being tenanted doesn’t guarantee a higher valuation but provides the valuer a basis for deeper questioning – they then need to…[Read more]

@Barlow
Yeah thats true u cant make costly mistakes ill look into it , also your right about the buyers agents I do have my suspensions about them obviously they would have a hidden agenda to what adivce they r telling me I reckon , and I would love to know how to get them my self but im not too confident with that at this stage ill get better in…[Read more]

I mean Debt Servicing Ratio (DSR), ie how well you can service the debt payment, which hinges on your cash flow a lot.
Every lender has different calculator, so may be good to approach a reputable broker to assess your position to set expectation to
begin with and understand what product best suits you.

@Barlow
Hi barlow do u know whats in steves property appreciship , like what he talks about etc ? Also im in a position where im not even to sure how to find a good property thats why im going to use a buyers agent , so I wouldn’t wanna buy his program if I cant use the info.

@mark coburn
Hi mark when u say I should buy as often as I can do you…[Read more]