Hi experts,

In the general sense and ignoring the current credit tightening, is equity release and refinancing
of residential IP (not PPOR) easier than commercial IP?

Having spoken to a few friends (who own both types) the comment and feedback I’ve got so far suggest
the process with resi IP is easier and amount accessible is also more…[Read more]

Hi experts,

When borrowing money to invest in a private unit trust set up and assuming
that only 80% of the investors funds will be used towards settling
on a property deal with remaining funds be kept for ongoing cashflow
buffer purpose.

Is the investor’s borrowed fund full interest charges be deductible or only
pro rata?

Example:
Unit…[Read more]

Hi experts,

When borrowing money to invest in a private unit trust set up and assuming
that only 80% of the investors funds will be used towards settling
on a property deal with remaining funds be kept for ongoing cashflow buffer
purpose.

Is the investor’s borrowed fund full interest charges be deductible or only
pro rata?

Example:
Unit trusts…[Read more]

Hi experts,

There are many boutique low rise apartments projects in the inner east (Boroondara and Stonnington) being
marketed or starting construction.

Are they still considered good investments given the locations?

What should I be watching out for when considering buying one as investment?

Thanks,
FXD

Hi experts,

From vendor’s point of view, can a sale be made conditional upon buyer’s agreeing to sign
section 27 for deposit release?

If so, can it be further condition to have deposit release within certain days/weeks?

I am selling a property and I raise the question to my solicitor and the response I get back
is “buyer is not obliged to sign…[Read more]

Hi experts,

Following is the situation with family member who bought a retail space a little over a year
ago as part of a mixed use new development where commercial retail space are on ground floor
and resi apartments upstairs.

Due to recent owner corporate’s change, the new incoming OC conducted new around of
essential service compliance check…[Read more]

Hi experts,

In reference to https://www.propertyobserver.com.au/forward-planning/investment-strategy/property-news-and-insights/83570-reiv-esa-estate-agent-commission-bungle.html

and probably as widely reported elsewhere, does anyone know if it concerns auction authority in any
form or shape?

Thanks,
FXD

Hi experts,

Looking for some advice based on practical experience and/or knowledge of what bank/valuer look for
to determine the new valuation of a renovation?

Any good recommendations of good books on:
– how to best maximise the returns on reno, both re-valuation and rent
– how to pre-determine returnon reno (valuation and rent) before…[Read more]

Hi experts,

Looking for some advice based on practical experience and/or knowledge of what bank/valuer look for
to determine the new valuation of a renovation?

Any good recommendations of good books on:
– how to best maximise the returns on reno
– how to pre-determine return on reno before commencing
– what reno works may not increase property…[Read more]

Hi experts,

Following is the scenario that I need advice/help/ideas/recommendation on:

1. First IP (IP-1) with 3 separate IO investment loan facilities:
– $400K for IP-1 itself
– $150K used as equity deposit for another IP (IP-2)
– $150K used as equity deposit for another IP (IP-3) with separate IO loan $500K

2. PPOR home loan with…[Read more]

Hi experts,

Following is the scenario that I need advice/help/ideas/recommendation on:

1. First IP (IP-1) with 3 separate IO investment loan facilities:
– $400K for IP-1 itself
– $150K used as equity deposit for another IP (IP-2)
– $150K used as equity deposit for another IP (IP-3) with separate IO loan $500K

2. PPOR home loan with…[Read more]