fxdaemon started the topic Managing cash flow for negatively geared IP? in the forum Finance 8 years, 5 months ago
Hi finance expert,
I am in the situation where my LOC funding negatively geared IP expenses (excluding interest portion) is
nearly maxed out and I’d like some opinion on what is the best option (financial wise) going forward:1. Pay off or reduce LOC balance with own cash for which interest is not deductible. So I am going to
take a big hit…[Read more]fxdaemon replied to the topic Buying a Commercial Property -Strata Title in the forum Commercial Property 9 years, 2 months ago
Hi Andrew,
Will any of the following add more upside?1. further subdivide a large enough strata
2. consolidate multiple adjoining smaller strataIs buying strata in general a poor investment choice?
Thanks.
FXDfxdaemon replied to the topic Build before subdivision or subvide before building in the forum Value Adding 9 years, 2 months ago
All depends on the municipality you are in really.
In my case, I’ve done the subdivision first to have two blocks with each large enough for individual new dwelling that doesn’t require the
usual full DA requirements. The beauty with this approach is that although subdivision approval was granted by council, the process itself
is not considered…[Read more]fxdaemon started the topic Equity loan for commercial property? in the forum Commercial Property 9 years, 2 months ago
Hi experts,
Is equity in CP generally accessible similar to resi in the form of equity loan?
Any lender out there happy to do that?
What is the process of doing so, meaning can I organise my valuer or is it all at the mercy of the lender’s own valuer?Thanks,
FXDfxdaemon replied to the topic commercial loans – best rates? in the forum Commercial Property 9 years, 2 months ago
Hi,
Is any commercial lender out there who can do the following:1. 100% LVR based on a strong lease, ie 10+ year lease plus options.
2. Lending based on valuation of CP instead of the usual case of lower of valuation and contract price.
3. Highest LVR for non-recourse loan.Thanks,
FXDfxdaemon replied to the topic What Commercial Rental Yields should I aim to achieve? in the forum Commercial Property 9 years, 2 months ago
Hi experts,
I am starting out on CP myself and seem to have run into some common problems and will like some advices from the experts.1. Most CP are going for auction these days and despite commercial being commercial there are still people bidding down the yield
to level that I have given up. So how/where can you still source/find good CP…[Read more]