@Richard: My dear apologies mate.  It was late at night here when I was reading this post but now that its morning I can see I was way off with reading the figures. Oops…I apologies for my mistake. Just learned that I should not be giving anymore feedback on any posts past 12am !!! lol :)
Cheers
 
 

Thanks. Will do my best to understand how things work to be able to fit in well with the rest of the forum.
Cheers

Dear Amy,
As foreigners in Thailand we are not allowed to sell and/or obtain such home loans as we do not fit their criteria. Home loans for foreigners here are short term, very high interest and do not offer ANY of the facilities mentioned in my article above.
I wrote this article a while ago as some information to help the foreigners in…[Read more]

Thanks Jamie. I appreciate your honesty.
Cheers
Frank

Qld007: This newbie Frank (me) might be younger than you but has been in the industry since 1995. When I was operating in Melbourne we were amongst  the top 10 brokering firms  in Victoria settling more than $3,000,000 worth of loans per month for many years so please do some research before you call someone a newbie!! I am an experienced i…[Read more]

 @Qlds007: did you read all of the original question carefully? If not here it is:

Participantmegb68062nd paragraph: “I have read on a forum that there’s not much point in putting a negatively geared property in joint names when the wife is not working. In my particular case my wife only works part time and she doesn’t earn much, only $2500…[Read more]

Hi mate,
Thanks for your feedback but I am not promoting my business in any way as I am based miles away in Thailand. If you are referring to the following sentence (please let me know if you are)  “Pattaya Property Professionals” would like to help borrowers choose a well suited home loan by offering you these vital tips” I will be happy to de…[Read more]

Hi again Jacqui,
 
Thanks again for your feedback.
I have now gone through the conditions of the forum and I saw your point. Please also understand that I have nothing to sell in Australia at all as I purely operate in Thailand. I am purely trying to help the person with their question which should be quiet evident in my response. But I do see…[Read more]

As far as I know all gifts are tax free if you fill out a statuary declaration which can be purchased at any news agency. I have not been operating in Australia for 4 years as I now purely operate in the Thailand property market so the law may have changed. Its best to speak to a certified accountant.

Hi there,
Its great that you are thinking about investing in your future. Its really nothing to be worried about if you follow the simple steps below and not rush in to anything.

Contact your bank and/or mortgage broker to find out how much you can borrow based on your employment history, income & deposit (savings)
Based on the above result…[Read more]

To get the maximum benefit (if buying for tax reasons) you should also look in to buying new properties as you will also be able to claim against the depreciation of the property.

Its probably best if you first buy/build your main place of residence (home) before you start thinking about getting a second mortgage for an investment property. If you are thinking about building your home then from the time you purchase your block of land, apply & obtain building permits & build your home you should have a bit of capital gain…[Read more]

Dear Jacqui,
Well noted. Thank you for your kind feedback. Will do my best to be a valuable member of this forum.
Regards,
Frank

Guys I’m pretty new to this forum. Please let me know if I have done something incorrect so that I can amend my future posts. I have around 19 years of real estate & finance experience and have written many educational articles which I would like to share with everyone.  Is there something wrong with me posting my articles in this forum so that…[Read more]

Hi Jamie,
 
I do not understand why you categorized my post as spam? I am not selling home loans and all the information in my article is accurate. Or maybe I burst your bubble with this post. Please clarify your comment.
Regards,
Frank