Hi Guys,Here is my great (true) story.I might begin by saying I am a synic so hype, cleaver wording etc does'nt wash with me, give me facts and proof.I watched Jamies "free" DVD about 18 months ago. I was unemployed and had a mortgage on a modest home. As I have said earlier I enquired of his course, looked at the so called "guarantee" and de…[Read more]

Hi Guys,Can anyone tell me the pro's and cons of reverse mortgages.My mother is retired has a house worth $450k and is looking for $15,000 every 5 years.If she lives another 25 years what impact will that have on her,The house is in Brunswick Melbourne.Can someone recomenda company that does reverse mortgages?RegardsFrank 

Hey Guys,Any sheep jokes?

Hey  thanks Guys for the comments,I have no problem paying an exit  fee if it means getting better service.There is a reason they are called Rams, thats what they do.

Hi Richard,

Before I answer, do you realise that this forum is for amatures as well as vetrans?

I am very interested to know how that is adversly going to afect me,
and I don’t know why I would’nt go to someone who does’nt have insurance, tell me why it is not a risk for a lender to not have insurance.
I’m not a finacer, that is why I’m on this…[Read more]

Hey Simon,

What are you talking about mate?

Hi Richard,
I don;t know a whole lot about finance, but I would be worried if a finance company did not have insurance, can you please explain what the big proble with that is, under 80% the insurance cost isw less than $100.

Regards
Frank

Hi Guys,

Richard, I did post the companies details, sorry if I insulted you, just trying to share something.
As for mortgage insurance, V8ghia is right, I just spoke to my finance guy to clarify and yet again he outlines the insurance requirements above 80% LVR.
Less than 80% they pay, which is a small amount anyway (less than $100).
Regards
Frank

Hi Richard,

Maybe you should give him a ring.
Im going for 2 loans with them that are not insured.
He has 40 investment properties of his own and has steared some 600 client in similar directions.
I understand you have a business to promote.
Regards
Frank

Hi Guys,
Details are:

Ranges Finace
Alan Lee (CEO)
42c Aitken St Gisbourne 3437
PH:1300 785 281
http://www.rangeshomeloans.com.au

Regards
Frank

Hi Cathy,
I am currently refinancing with a company with property investing experience. The CEO has 40 investment properties and gives sound inteligent advice as well as providing finance all over Australia.
Deatils are:
Ranges Finance
Alan Lee (CEO)
42c Aitken St Gisbourne 3437 vic
PH: 1300 785 281
http://www.rangeshomeloans.com.au

Regards
Frank

Hi Wylie,
Every two years I have my lungs exrayed and he seems to check my glands.
I must admit I don’t know a whole lot about it, but I was sanding, sawing and filing.
I have two small kids and every time it comes up for my tests I hold my breath.
Regards
Frank

Hi Smiley,
Please be careful if you do buy something with asbestos.
Amanda is right.
I have been a painter for some years and was unaware of what was asbestos. I was exposed on 5 occasions that I know of and now have to be tested every 2 years.
It may pay to have it tested just so you know and any possible tradesmen will know.
It may be a good…[Read more]

just for you la aussie
just for you

Hi Drx,

Thought you might apreciate a scripture from the Bible,

Talking about God:

for he will command his angels concerning you to guard you in all your ways, they will lift up their hands so that you will not strike your foot against a stone.

Psalms 91 11-13

Regards
Frank

Hi KJS,

There is a paint aplicator you can buy from paint stores, it has two wheels on it and a mohair pad.
You simply dip the pad into the paint in a paint tray and run it across the top of the wall allowing the wheels to roll along the underside of the cornice. This insures you get a straight line all the time. You may have to do about 4 coats…[Read more]

Hi salsachinita,

It does sound like a lot.
I would get a few more quotes. Maybe suggest they take the doors home. I have done this for customers in the past and it has saved them money.
There is an additive ( Terabine) you can add to enamel paint that reduces the drying time between coats from 24 hours to 6 hours. So the painter should be able to…[Read more]

Hi,
I bought a storage/ office unit in Campbellfield about 16 months ago. It is 2 story with a carspot storage in front.
The average price was $38k. They have gone up to about $40k.
Upside is I did’nt have to pay rent for the time I used it, secure property, easy access etc
Down side is I hav’nt been able to use the equity in the unit to buy…[Read more]

Good on ya blogs,

Stand up man

Regards
Frank

Hi Kingbrown,
I noticed how you used a lot of capital letters, sarcasm and trying to make me out to be a simpleton.
That is exactly what some scientists use to try and convince people of their theory.
Not that they can come up with conclusive evidence, no, they will use sarcasm etc so that most people will think that they know best because they…[Read more]