Fairly flat for a while, like the rest of the year, then trending up. There are quite a few inflationary pressures emerging through higher commodity prices, A$ re-tracing against the US, wages growth and an expansionary federal budget.

Rates are unlikely to rise too rapidly or excessively because of the level of debt we all now carry as a nation.…[Read more]

Micasa,

If you are buying a house in Australia there isn’t a great case for borrowing in USD even though you are earning USD.

A A$550K loan converted to USD at the current exchange rate of 0.7735 gives you a loan of USD425K. If the currency falls to 0.7000 you could be A$58K worse off if you have to convert the loan back such as in a sale…[Read more]

Try http://www.araf.com.au. They go to a higher LVR and lend for commercial in regional areas.

There are a few lenders who do up to 75-85% LVR but will usually only want city properties.

No LMI available on commercial property loans.

If the numbers on the property still stack up as Terry says, try to top up the commercial security with resi if you…[Read more]

Are you serious?????

In case you are:
1. wait until ASIC complete their investigations/enquiries and make an announcement
2. keep an eye on http://www.ifhl.com.au for signs of a pulse
3. keep searching “derivex” on the news services for further media reports
4. read every other thread here with one or more or the words “derivex”, “conduit”, “reserve”,…[Read more]