Hi Daryl,  The Wizard Rate Breaker product offers excellent value. It is an ongoing rate; however, the loan offers little flexibility. Pros Low rateCons No extra repaymentsNo lump sum repayments80% LVRCannot be used for investment propertyLimited loan featuresIf you want something similar with more flexibility contact m…[Read more]

Hi GSJ ,Technically Terry is correct, however, your LOC refinance application will most likely be affected. Your application with NAB or CBA will be registered on you credit file. Unless you withdraw your application from CBA then Westpac is going to question your application for finance and this will ultimately affect your LOC application.Frank < …[Read more]