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Thank you for your various points, which in essence seem to provide personal views which did not add anything to the question.
If this is the level of discussion, then the forum is missing the point.Would you use the local mechanic to diagnose your medical condition?
I believe not.
Smart people use smart professionals who take pride in their work and do not delegate to unqualified persons and as a Lawyer, I consider myself as a professional and do not accept some of the views espoused in this forum. Would you buy a car and not insure it? I doubt it unless you are not interested in protecting your investment, and yet a property costs more. If you are worried about penny and cents, then you should not be in the property market.Francis Ruggiero
Lawyer
Behan Legal
Melbourne/ Sydney
03 9646 0344