Total Members: 159,074

Focus

  • Focus replied to the topic what is a good salary these days? in the forum The Treasure Chest 21 years, 2 months ago

    Hi all,

    tis true, the more you earn the more you spend. Whether that be food, travel, tax etc. Where you live is also really important. Eg. live in the east in sydney and petrol is much more costly than in the west.

    It’s not always the amount you make but how you made it or rather how it was made even whilst you are asleep.

    I’d trade 75k earnt…[Read more]

  • Focus replied to the topic Due Diligence – What to do in the forum The Treasure Chest 21 years, 2 months ago

    Ez-rent,

    thanks, just got a copy also.

    Rau

  • Focus replied to the topic What’s your profession? in the forum No Subject 21 years, 2 months ago

    quote:
    Rau, what type of Dr are you? General, specialist? I’m not going to even start on the health care system woes… we need a forum on that on its own [:(]

    Hi Sooshie,

    too right bout the extra forum needed…

    I’m a doctor without a provider number so do a bit of everything, from ICU registraring to Defence work… maybe i’ll decide to do…[Read more]

  • Focus replied to the topic What’s your profession? in the forum The Treasure Chest 21 years, 2 months ago

    Hi all,

    Am a doctor. Dislike the way the govt. is destroying health care. Would like to not have to worry about costs when treating a human being…
    Sorry i’ll stop now.

    Great forum. Have never been addicted before[:I]

    Have 2IPs, selling one. No PPOR (took me ages to work out what that meant…). Not generally too savy with the $ stuff. Wish they…[Read more]

  • Focus replied to the topic How to discharge a cross-collateralised property in the forum The Treasure Chest 21 years, 2 months ago

    Hi,

    Sorry, gonna answer a question with a question…

    Is cross-collateralisation when one uses equity in house 1 to purchase house 2 with having to use any “real” money?

    Rau[?]

  • Focus replied to the topic Capital Gains Tax in the forum The Treasure Chest 21 years, 2 months ago

    Hi Doogs,

    i think you can be living in Australia. Need to be able to provide a reasonable reason of why you are living out of your PPOR, if quizzed by the ATO.

    Rau

  • Focus replied to the topic feedback please in the forum The Treasure Chest 21 years, 2 months ago

    Hi,

    don’t forget to lock in your interest rates. Historic lows.. yada yada yada

    If you rented this unit out, other positives:
    1. Depreciation (depending on your income & ownership position)
    2. Option to sell without attracting capital gains if sold within 6 years (please check details with your accountant)

    I agree with spider though, risk…[Read more]

  • Focus replied to the topic First IP in the forum The Treasure Chest 21 years, 2 months ago

    Hi all,

    might be a dumb question, but it’s better to ask before i make the mistake…

    What’s wrong with cross collating, if it’s from IP to IP? If all the IPs are held under the same name whether it be personal or company/trust etc.? can’t the banks take charge of all the IPs under the same name anyhow?

    Cheers

    Richard

  • Focus replied to the topic FHOG in the forum The Treasure Chest 21 years, 2 months ago

    Elysium-M,

    Good point. The only way to know is to ask. Except that most of the people who answer calls don’t know much better and they often provide wrong answers I’ve found.[:(!] I did ring once to get an answer to the effect of: “That’s not what it meant even though that is what it said…” if you follow me.

    Might be worth a challenge if ti get…[Read more]

  • Focus replied to the topic FHOG in the forum The Treasure Chest 21 years, 2 months ago

    Hey Elysium-M,

    Quote: “you have never owned any residential property before 1 July 2000; AND
    you have never lived in any residential property which you bought after 1 July 2000”

    Just a double check. If I have IPs bought after 7/00 and have never lived in any of them, i’ll still be eligible for the FHOG when I buy a property I plan to live in?…[Read more]

Focus

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