Forum Replies Created
Double Posting Is bad… Mmmm Okay… But anyway-
Okay, how to get rid off all Trjans and viruses:
1.First run an anti virus software (I like AVG, which is free- go to http://www.grisoft.com/. This app also has internet updates to, and again, yes (for free!!).
2. Anti-Virus software should remove most of the viruses, but it might not delete all and they could come back!
3. So go to Settings, Control Panel, system OR right click my computer and go to properties. Click on System Restore and the click the check box so it shows a tick (the text should read “turn off System Restore on all drives”, and thats the box you want ticked).
4. Reboot and Run the virus scanner again. If you are still getting an un deletable viruses, do the following:
5. (The reason why the anti virus might have failed is because the Virus tricks Windows into thinking the file is protected an/or in use).
So find out where those viruses are stored (something like C:~windows~system32~filename.???) and write it down!!!
Now press Ctrl+Alt+Delete (at the same time), go to the tab “processes”, find EXPLORER.EXE and right click it so a mini menu comes up – left click End Process. Your task bar should disappear – thats good!! Go ‘File’ the ‘New Task’, type in cmd. Type cd~ and press enter. That should bring you to C:~>
Now type in where the viruses were stored with the letters del before hand, like in this example= del C:~Windows~System32~ReallyBadVirusWasHere.exeIt will delete the ‘un deletable’ virus, which can only be a good thing. Now go back to ‘Windows Task Manager’, go to ‘File’, ‘New Task’ and type EXPLORER.EXE, and Windows should be back to normal.
Reboot and run Virus Scanner again.
6. GO PARTY, otherwise google search the virus name…
NOTE!!!!
~ = forward slash, which is the key located next to the shift key (it the same key that creates question marks ‘?’ when you hold down the shift key’).Rgds.
Lucifer_au“but certainly Steve’s 11-second rule was totally out of touch with what was going on and any properties showing this kind or return were either non-existent or extremely chancy.”
Yeah… and thats why I am still finding good, solid property that meet the 11 sec solution… In fact I’ve bought 5 so far this year…
“And a man who draws from the one well risks meeting the same people every day with the same opinions, same outlook and same mentality.”
I would rather risk meeting people who are succesful, rich, intelligent and happy, rather than morons or idiots. In fact I’m happy that there is a ‘flock’ that has a similar outlook and goals. As I said before it’s better than being with morons… Who do you ‘flock’ with again? (pigeons by any chance???).
Rgds.
Lucifer_auI noticed something interesting today, that relates to this.
I was in my local library and I was having a look at investment books. Nearly all of them were written during a boom of some sort (RE books for RE, etc).
Rgds.
Luicfer_auOkay, how to get rid off all Trjans and viruses:
1.First run an anti virus software (I like AVG, which is free- go to http://www.grisoft.com/. This app also has internet updates to, and again, yes (for free!!).
2. Anti-Virus software should remove most of the viruses, but it might not delete all and they could come back!
3. So go to Settings, Control Panel, system OR right click my computer and go to properties. Click on System Restore and the click the check box so it shows a tick (the text should read “turn off System Restore on all drives”, and thats the box you want ticked).
4. Reboot and Run the virus scanner again. If you are still getting an un deletable viruses, do the following:
5. (The reason why the anti virus might have failed is because the Virus tricks Windows into thinking the file is protected an/or in use).
So find out where those viruses are stored (something like C:~windows~system32~filename.???) and write it down!!!
Now press Ctrl+Alt+Delete (at the same time), go to the tab “processes”, find EXPLORER.EXE and right click it so a mini menu comes up – left click End Process. Your task bar should disappear – thats good!! Go ‘File’ the ‘New Task’, type in cmd. Type cd~ and press enter. That should bring you to C:~>
Now type in where the viruses were stored with the letters del before hand, like in this example= del C:~Windows~System32~ReallyBadVirusWasHere.exeIt will delete the ‘un deletable’ virus, which can only be a good thing. Now go back to ‘Windows Task Manager’, go to ‘File’, ‘New Task’ and type EXPLORER.EXE, and Windows should be back to normal.
Reboot and run Virus Scanner again.
6. GO PARTY, otherwise google search the virus name…
NOTE!!!!
~ = forward slash, which is the key located next to the shift key (it the same key that creates question marks ‘?’ when you hold down the shift key’).Rgds.
Lucifer_auWill Vendor Finance “loop holes” be closed?
No. A major reason is that many farmers sell their land on vendor finace terms, as do owners of very large commercial buildings (say over $20million, for exmple).
Also the paper falsely states that Vendor Financing is illegal in WA. Wrong – all you have to do is pay $500 for a Credit Lisence.
Another media beat up… Might have to start writing letters…
Rgds.
Lucifer_auInteresting article, but the heat seems to of gone out of RE for the time being so I don’t see us getting many rate rises, and also we have one of the higherst rates in the developed world so I question how much further it can actually go. Lastly while oil might be high, in real terms it’s $15 less than the oil rises in 1990 (p73, May 8th-14th, The Economist) and the Economist suggested it might be a short term price rise, and when things stabalise in Saudi (Not Iraq, but Saudi), prices will again fall from their curent highs.
Rgds.
Lucifer_auIn Australia there are very few foreclosures, mainly because the banks and the public trustee send everything to public auction (RE agents usually are not allowed to sell it via private treaty- it must go to auction). Also there are no lists avalible in regards to bankruptcy (there might be some lists in regars to non-payment of council rates, but I think you might find you can’t access those due to the privacy act, hopefully someone has more knoweldge in that area will post).
In the US (where Michael R is from) it is a great strategy used by alot of investors, for either buy and, reno or wrap).
Rgds.
Lucifer_auHeres something I wrote up in another forum a while back. Thought you might be interested:
Muslim banks and credit unions provide “financial accommodation” where they own all or part of the house and the home-buyer pays something akin to rent.
The reason for zero interest: It’s immoral, because it involves the lender demanding a fixed and certain return without assuming a share of the risk inherent in the transaction. If things go awry, it also involves the lender using his collateral to recover his money regardless of the fate of the borrower (this is important in Muslim society, as it interfers with family/tribe/village relationships).
So how do you run a bank without changing interest: You offer a pre-determined share in the in the banks profit or losses for deposits. The bank then takes an equity position in business activities it’s financing, sharing it’s profits and losses on an agreed basis.
Christians had the same problem, up until 1540’s, when John Calvin redefined the definition of usury as charging exorbitant rates of interest.
For more info:
-Islamic Banking & Finance by Butterworths (London 1986).
-Unlaw gain & Legitimate Profit in Islamic Law by Nabil A. Saleh (London 1992).Rgds.
Lucifer_auBuild an 3 extra bedrooms???
Nah, just kidding… Depends on what you are trying to achieve. Perhaps new kitchen and new bathroom, as it can do wonders for an apartment (and get higher rent).
Also a new paint job is nice, perhaps some new door handles.
You are limited to what you can do and so it can be difficult to add massive value like you can with houses.
Dolf De Roos has a book out called ‘101 Ways to Massively Increase the Value of your Real Estate’. I would recommend you at least have a look at it.
Rgds.
Lucifer_auCommercial properties require more cash into the deal (because banks will only lend up to 70%-75%). Also it differes from residential in one crucial aspect. If the property dosen’t rent, simply lowering the rent might not attract a tennant, mainly because business aren’t looking at the rental, rather what the benefits of the property give to their business. Also value is worked out on rental income, so no tennat = low valuation.
On the upside commercial has good benefits – the tennant pays all outgoings, the tennant may improve the building at no extra cost to you, yeilds and profit is usually higher than residential.
Rgds.
Lucifer_auGo for it, it seems an okay deal. Perhap just Vendor finance the deposit or if you use long contracts (like 28+ pages long) increase the price on the contract and get the vendor to keep the difference as the deposit. Of course this MUST be in the contract (and banks don’t tend to like it very much at all – but if it is in their contract, and they approved it, it’s not your fault).
Rgds.
Lucifer_auTheir website seems not to work for me, but what do they do???
Also some info about what your situation is could be good.
Rgds.
Lucifer_auDon’t double post.
Thx.
Rgds.
Lucifer_auYou can but it gets very complicated. Super funds cannot directly borrow money when buying properties, so you get 0% leverage. Also I might add that compliance costs for DIY super can be high (as are the penalties) and unless you have over $120,000, usually it’s not worth your while. (You can get around certain rules but you spend more money in setting up new structures).
PM me directly if you want to know more.
Rgds.
Lucifer_auIf you have a trust with a corporate trustee, should according to my sources, make sure your assets aren’t in the firing line. Also having an outside charity as a beneficiary helps as well. As then the trust isn’t just benefiting you (or your family) but also outside 3rd partes. Judges are very releuctant to break these u.
Rgds.
Lucifer_auWe don’t have foreclosures or tax liens, as melbear said American idea. That said you can still pick up good property by keeping your ear to the ground.
Rgds.
Lucifer_au“1) To get up the @rses of people who hate this type of post – success!”
“My word you lot take this all a bit too seriously. I’m off to the pub!”
Are you a moron??? Or just an idiot??? It’s hard to tell…
Rgds.
Lucifer_auif you had a job that can be done as a contractor, (say IT for example)
It depends, you have to have oer 3 clients and also their is a another test (about personal labour), but with good advice (accountant) it is very doable.
As for a second job, as you can see Employes get very little tax beneifts compared to business owners / investors. So I would try to funnel your time and energy into forming a company so you can get your tax level down. Of course tbe end goal witha business is to make a profit, and the tax benefits help with that! Check out Robert Kiyosakibok ‘Cashflow Quadrant’ for more info.
Rgds.
Lucifer_auI would sugggest you get a mortgage broker instead. Their there to help you out, while a bank will tend to look after it’s own interests before yours.
Rgds.
Lucifer_au8-9 as long as the deal is CF+ and my downside is limited.
Also what exactly is ‘risk’?? Because what I have done many people would say it’s risky, where as I say they have high risk.
Rgds.
Lucifer_au
