Thank you. I’ve had a look at a few other threads regarding split loans so thanks for steering me in that direction.

Can I get your opinions on how I could use this $8,500 loan in a creative way. It was an entirely separate loan given to fund renovations on the house and also to consolidate other debts I had at the time.

It is at home loan interest rates and was over 30 yrs and has it’s own weekly repayments that are separate to the current IP loan.

So isn’t this loan essentially a split loan?

And therefore just increase the borrowing on that loan to “release equity” to fund the new PPOR?

Thanks for your time,

Jeffrey