Thanks Derek, still learning to make the small plan works.
what type of property/suburb you would suggest which can add value in the current market ?

Thanks JacM,

personally i am thinking metropolitan area (even better if it is close to train station), and i am a bit worry about regional area, do you think regional city will be less flexible in the future and harder to manage if i wanna rent it out or sell it ?

"loan is structured correctly to maximise your future deductibility."

can someone explain to me what is loan structure means ?