Hi Paul,

I have decided to use vendor finance to increase the cashflow of my current properties.  I would like to start this process properly from the start so I would like to do your ACL pack and get a Credit Licence.  Am I correct in thinking I can still do your ACL pack get the licence but just not recieve it till after Dec 31?  Or is it to late altogether to go down this road?  I could not find an area in your vendor finance institute website for questions like this?  Maybe I was blind?  Thankyou
Errol

Demand will only increase in this country for the forseeable future.  Its too hard to build,  way to much red tape, taxes and interest rates getting too high to make it affordable.  Just to get a simple building approval from council can take over a year.  After you buy a "cheap" 200k block.  you have just blown 20k on interest waiting for a simple turn key building approval from an outdated council system.  Buying small places near ammenities sounds like an awesome plan Adam!