Hi voigtstr,

I know exactly how you feel. My husband and I are very keen to invest but we are also trying to pay off debt and my sister is getting married in April and we have to travel to Europe for the wedding which is going to get us further into debt! We are being very diligent and every month we pay off a chunk and the end is in site in July but it has been very frustrating seeing all our “potential investing/savings” money go to servicing debt – we immigrated to Sydney, Australia in April last year with a back pack on our back and it has taken a bit of time and money to set ourselves up we are nearly there so hopefully we can start in the 3rd quarter of this year.

I have been getting Steve’s mails too and love reading them but find it hard to get excited when I can’t doing anything right now.

Simon I am quite interested to see your debt reducing strategy, I’ll send you a mail.

Things can only get better!