Forum Replies Created
Mattnz
Send me an email next time your planning to come to Melbourne.
Would be good to bounce ideas and strategies.Regards
Rob Bologna
[email protected]Billyboy
2 year tax returns is usually the norm for people in business.
Even if you go on a lo doc loan, you will need to have a 40% deposit, though they are tightening and changing lo doc loans by the minute.
If you have a good deposit and the current time you have been in business shows positive returns there still may be a lender willing to give you a go.
The banks only what to really know 3 things;
If you can afford to pay the loan
How you are going to pay the loan and
What happens if you don't pay the loan.Regards
Rob Bologna
Dollar Wise Financial Services
[email protected]I don't know why people just don't see a professional Financial Planner, Broker, accountant or solicitor.
These day's you have to build a relationship with your advisor.
How can anyone trust someone they know nothing about.
I know I am not able to give advice unless it is suitable for the client, even if that means leaving a product where it is and not receiving commision for it.
It is call reasonable basis of advice.
If they are not in it for you, then you should go to someone else.
We are, after all, talking about your money, whether it is super, investments, mortgages or risk protection, you have to understand what they are doing and how it is invested and play an active role so you understand the market better if something goes wrong or right.Regards
Rob Bologna
Dollar Wise Financial Services
[email protected]Hi Investor
What you possably my do for better servacability is apply for the loan on a fixed rate.
What this does is effectavley put the servacability calculator on the fixed rate rather than the servacability rate which could be 7-8%.
Hope this may give you a further avenue or feel free to email for further queries.Regards
Rob Bologna
Dollar Wise Financial Services
[email protected]mattnz wrote:Sounds good, where are you based?I'm based in Melbourne..
