sorry, im sure its legal, but gee looks like avoidance issues to me…sorry er structuring ones finances…to suit ones circumstances…[]

there is a big difference between 30% and 70%
and 99%…..

It would be viewed as tokenism, a way of avoiding something……lets face it two peoples names on the legals, makes for interesting debt collections….

but then again, one person defaults….can you imagine the arguements over this one…sounds like trying to save something to me…..lol

[]

it is possible to have both

If you have spent your money, no point worrying, in time it should either increase re growth or mortgage reduces if P and I, and rent increases

You are paying out a lot, but I would expect that eventually things could work out for you. Not based on any knowledge of the area, but I dont see a whole lot going…[Read more]

I recently had a contract for a block of land I was selling InQLD.

The contract was being fought out by three people. All came in at one rpice then the prices varied as each knew others were interested. One went to 6 k above asking price.

I settled on one, not the highest. They wanted a longer contract. Most contracts are:

subject to pest and…[Read more]

sayings

well, my penn’f worth, a clash of doctrines is not a disaster- it is an opportunity (unknown)

anyone who lives within his means suffers from a lack of imagination

a person who acquires knowledge without using it is like a farmer who sows but fails to reap.

ask and it shall be given you
seek and ye shall find
knock and it shall be…[Read more]

If you have any loan, any phone applications, mobiles yep or any credit card, store cards, and even licences, are on Baycorp. Thats the credit agency.

Now we know they are often wrong. Not up to date and you can view your file and have notations added (say you defaulted). On the basis on one default, this can be enough to stop any loan being…[Read more]

I asked my accountant ages ago about doing this, and he said not to bother. I asked my solicitor and he said ask my accountant!

Given I have a few things on the boil, I really feel a trust is a way of protecting, but also having a structure where you can bring others in and distribute the funds in such a way as to benefit everyone.

Mind you I am…[Read more]

I posted to the other thread. I havent tried it yet, good try though, anything that is easy to use and free?

elves

Hi there, I cant give you an answer yet
I get worried about unzipping things, you know re virus things.
As for being able to work it, dont knwo that either, and if I do have to download the 20mb file, i cant, I am on dialup and thats too big, kill my downloads and the server would kick me off before it has finished…
yikes.

I dont think it is that clear cut is it? dont you have any capital losses? is that a true profit? All those legals and things when you bought the place initially are considered at time of sale. (costs)

how many duplicate posts? Wasnt this one the other day too?

architects cost a lot of money and dont necessarily do what you want either.
Elves

yes

but hope no

I bought posh standard version but havent used it yet
and maus stockmarket plus for the oither side of things

I am not going to comment as such on what you should do or not. I am going to say this, far too many people depend on a government benefit and become trapped by that.

Now you say your wife booed the idea. What she is looking at is some income security and the loss she thinks. Centrelink benefits are there for those that are perhaps earning less…[Read more]

my bank manager sent me the valuations, but i have a good rapport

however they use one that is known to RE agents for being toough on the valuations.

The bank will usually give you three months afterwhich they want a new valuatiosn,well that was in my case anyway

Oh I have goals and I am focused, but you also have to learn flexibility and not be dogmatic or pedantic at times…its about going with the flow if need be.
self preservation, you can work so focussed that you cant see the wood for the trees as they say, and you know what, life and family pass you by.

dont get so fooled by the so called desires…[Read more]

there was a property guide in one of the nsw papers today, i forgot to get it, but then on second thoughts, i dont buy papers…sorta depressing news all the time. Yesteredays news…

eloves

my info, I started out investing in 1978ish
I would have started sooner, but I was too young and my parents didnt have the money

my parents were both in business, I too have some sort of business background

I learn through reading, asking questions and talking.

I dont beleive in seminars for ME. Only because I begrudge the payment (though they…[Read more]

There are many types of accoutants, not to be funny here, serious, some are pro property, others are for other asset classes, some are gun ho otheres laid back..

essentially they should work with you and for you and even argue! you can always move on if they dont shape up to your expectations, but ask what they specialise in. Some are business…[Read more]