try australian institute of quantity surveyors and email some

Kinda makes ya wonder, given that the govt hasnt got enough housing for those on the dept housing waiting list, last I looked it was a 8 year wait, but that was 10 years ago.

Given this, they turn to private rentals, subsidised rents to low income people, or those on benefits who in many cases would find it hard to own their own home, some aspire…[Read more]

Viridian has been around for a long time, it was used by the once State Bank before CBA got them, why dont you ask what they can do for you re rates, tell them you have been told where you can get lower rates…lots of products for different reasons and with varying rates.

I have had experience with CBA in business before and prior to that State…[Read more]

Pardon moi if I get it wrong, but surely there is a need to service the loan?

So G, if you got a loan on casual wages and at good rates, good luck to you, maybe your casual wages are more than an average wage, but we dont now this….casual is not necessarily what some consider or think of as ‘not good wages’.

I could work less hours and…[Read more]

George I have been involved in three partnerships, only one had a written partnership and this was ok. I did one only for ATO as a partnership.
The other partnerships were agreed to verbally, and these worked equally well. though for taxation purposes any income earnt was split and we included this on individual tax returns, all legit.

I think…[Read more]

Well I go to them nearly every year, now for less people Friday suits me. (not a big groupie fan) But then I work so maybe not.

Saturday, start to finish is ok with me.
Sunday, no I need the day to recover before I head back to work, or I dont feel Like I have ever had a break.

Would be nice to meet a few faces, but if it isnt to be, it isn’t,…[Read more]

Thanks Kay & Rugby

I bought for the capital gains……not for the tax man though![biggrin]

I bought for being new
I bought for self management
I bought for being mananged
I bought for the lower price Under 150k
I bought to help me get a property portfolio that was bringing in the income
I bought for the looks and feel and the new buildings that…[Read more]

I can tell you that the property market in and around toowoomba has been decent in fact hard to find land for sale I am told.

Elves

Good on you and good luck thanks for sharing.

I have to like a property I think, wondering if this is a woman thing? not being sexist or anything.

I guess I would like to think that if I was renting it what would I be looking for? and it wouldnt be a dog kennel, so I tend to think this way when looking to buy, maybe not a good stratgey but its mine and I am ok with this.

As for missing out,…[Read more]

Can I suggest you might look to buying in two ways;
1) two blocks as you suggested and then get a DA approval and sell this, there is money to be made doing this without the expense of actually building.

2) buying a da approved site, and then building.

The reasons I say this are that if you are short of equity or the financial nouse, then this…[Read more]

There are a number of websites that you can list your property, do it yourself style, they may have tips, but I havent been to any to check them out.

Elves

Don’t quote me! But in any event you are paying and being charged for a service they are failing to provide, now I dont know if you have some come back, but check out the department of fair trading too.

Elves

besides abs, which can be out of date too, you can also look at your local council, or other councils, they often have websites with info on them, more demographical stuff, but worth a look anyway.Seach for local gov, or councils in the area you might be looking. Actually some tourist sites arent bad either, gives you asn idea of the area, try…[Read more]

I bought this property program allows you to view to buy, and then gives you the break downs over the years, it is amazing really, some places can take as little as a few dollars a week from your pocket and be negatively geared, for taxation purposes this can be an advantage.

it depends on your situation. Not all neg properties are bad,…[Read more]

My bank said they would lend for overseas markets.
They have a section that deals with international properties which means it would be taken out of my bank managers hands and I didnt like that. I get on well direct with him.

He came up with this solution, he checked my investments and worth, offered me a line of credit that I can use as I…[Read more]

there have been some large increases in some areas up the central coast.

There was a checklist someone posted, I like to know things like rates, whats happening in an area, population, amenities or services nearby eg schools, shopping centres.

I call these the external factors that might influence my purchase. Then the actual house, looks arent…[Read more]

Well given I logged on late….
I drove mother to westmead hospital, and back.
Sunday went to a 60th party at families and read the 1944 Sydney morning Herald, talking about Russia and bombs, and then to the property section….those were the days….!

boring weekend really!

when I aksed my solicitor he said speak to my accountant, when I asked him, he said talk to your solicitor!

Anyway, I did not start off with a trust or company, although I now have a company. I really didnt expect to have bought three properties within a few months, so it had to be in my own name as I was not structures. Given I am single, I dont…[Read more]

you can find if you are a property investor, that the banks will talk money, shop around.

If you have security, they will be happier still.
They may offer you like a professional package, eg $300 fee per year, one free credit card eg no annual charge. They can waive account keeping fees, allow you so many transactions per month and reduce the…[Read more]