Thanks for your advice Jamie.

I don't really have any long term financial plans, aside from trying to build as much equity as possible while I'm on a high income (this may change if I decide to move roles). My partner also has saved $50k, so together we have $120k that is readily accessible.

What would be the difference between staying where I am and buying another smaller investment property, versus changing my current home loan to an investment, and moving into another home?

Or should I simply focus on paying off as much as my mortgage as possible? I feel like my money could work harder for me but I'm not sure how

Thanks,

Liz